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16 Blue Aster Lane, Ballston Spa, NY, 12020

3beds
3baths
2,080sqft
$629,900
$303price/sqft
$4,342/moest. monthly cost
$173,680/yrincome needed

About This Home

The Furlong model, showcasing how spacious and comfortable townhome living can be. This thoughtfully designed home features an open-concept main living area filled with natural light, ideal for both everyday living and entertaining. The first-floor primary suite adds convenient main-level living, while two generously sized upstairs bedrooms, each with walk-in closets, provide plenty of space for family or guests. A full basement offers future finishing potential, and a two-car attached garage adds everyday convenience. Photos are of a previously built model and are for reference only. They show upgrades and selections not included in the base price. Located in the heart of Malta, Dunning Place is a thoughtfully planned 25-lot subdivision surrounded by mature trees, offering a peaceful and private setting. The community is conveniently located near grocery stores, a pharmacy, and several restaurants, combining everyday convenience with the charm of a quiet neighborhood.

Getting Around

52
WalkingSomewhat Walkable
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

6/10
7/10
6/10

Construction

Condition

  • New construction: Yes

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Other

Other

  • Builder model: Furlong

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse,Residential

Interior

Appliances

  • Laundry features: Laundry Closet,Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Walk-In Closet(s)
  • Flooring: Tile,Vinyl,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,080

Full Bathroom

  • Level: Second

Great Room

  • Level: First

Half Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,080
  • Total interior livable area: 2,080 sqft

Kitchen

  • Level: First

Primary Bathroom

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 414089 2291622

Features

  • Exterior features: Lighting

Lot

  • Lot size: 5,227 sqft
  • Features: Sprinklers In Front,Sprinklers In Rear,Landscaped

Parking

  • Total spaces: 4
  • Parking features: Attached,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate

How This Home’s Risks Compare

Lightning

FEMA Declared Disasters in Saratoga County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,185$38,220
Home Insurance *$148$1,776
Property Taxes $666$7,992
Electricity $343$4,124
Total$4,342$52,104
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$148,868/yr
40% on housing$130,260/yr
45% on housing$115,786/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -6.7%
-6.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$303This listing

vs Other Active Listings

Avg $/sqft

ZIP 12020$234
Saratoga County$303

vs Homes Sold Last Month

Median $/sqft

ZIP 12020$271
Saratoga County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Listed for sale$629,900
2026-08-17Listing removed$629,900
2026-05-15Listed for sale$629,900
2026-01-05Listing removed$548,500
2025-10-17Listed for sale$548,500

New Construction

AgentKaren Heath
BrokerageTailored Real Estate Group

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