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48250 Hawk St, Neskowin, OR, 97149

2beds
1baths
609sqft
$525,000
$862price/sqft
$3,273/moest. monthly cost
$130,920/yrincome needed

About This Home

Sweet Neskowin Village Cottage — Beach Life Made Simple. Tucked along the quiet lanes of Neskowin Village, this darling coastal cottage is full of charm and comfort. A perfect little beach retreat or starter home, it offers everything you need to enjoy easy days by the sea. Just a short stroll to the golf course, café, and the sand, this home is all about that relaxed Neskowin lifestyle. Inside, you'll find light-filled spaces with a warm, welcoming feel—ideal for curling up after a walk on the beach or sharing a meal with friends. Outside, enjoy a sunny deck and the sound of the ocean nearby. With a transferable short-term rental permit, this cottage is ready to be your own seaside escape or a charming vacation rental. Small in size, big on heart—this is Neskowin at its best.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

2/10
Nestucca K8Grades K-86.8 mi
7/10
Nestucca High SchoolGrades 9-128.1 mi

Construction

Condition

  • Year built: 1964

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shake,Wood
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Electric Range,Refrigerator,Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Window features: Window Treatments
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 609

Heating

  • Heating features: Baseboard

Interior Area

  • Total structure area: 609
  • Total interior livable area: 609 sqft

Property

Details

  • Parcel number: 5S1125CB6000
  • Zoning description: Nesk R-1 Neskowin Low Density

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Patio

Lot

  • Lot size: 3,484 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Landslide
    LandslideModerate
  • Tsunami
    TsunamiModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Coastal Flooding
Landslide
Tsunami

FEMA Declared Disasters in Tillamook County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$172$2,064
Property Taxes $271$3,252
Electricity $176$2,119
Total$3,273$39,276
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$112,217/yr
40% on housing$98,190/yr
45% on housing$87,280/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$862This listing

vs Other Active Listings

Avg $/sqft

ZIP 97149$401
Tillamook County$318

vs Homes Sold Last Month

Median $/sqft

ZIP 97149
Tillamook County$347

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-17Listed for sale$525,000

For Sale by Agent

AgentShae Lambert
BrokerageCENTURY 21 Shorepine Properties

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