2540 Cowgirl Trl, Belton, TX, 76513
About This Home
Welcome to 2540 Cowgirl Trail in Belton, Tx! Jubilee Homes is out in the Hubbard Branch subdivision, bringing homes to market that are "Built to Appreciate". This 1976 sqft floor plan has a spacious living room with high ceilings and an entertainer's open concept kitchen/dining area. What can you do with 5 bedrooms and 2.5 full bathrooms? Features: Ceramic tile floors throughout, ceiling fans and window treatments in all rooms, stainless steel GE appliances(including fridge), and much more.... Call your local REALTOR® today and ask about all the great incentives on this home. Jubilee Homes, since 1987.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Under Construction
- New construction: Yes
- Year built: 2025
Materials
- Foundation: Slab
- Roof: Composition,Shingle
- Construction materials: Batts Insulation,Blown-In Insulation,HardiPlank Type,Masonry
Other
- Builder name: Jubilee Homes
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Range,Electric Water Heater,Disposal,Oven,Refrigerator,Water Heater,Cooktop,Microwave,Range
- Laundry features: Laundry in Utility Room,Laundry Room
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Attic,Built-in Features,Tray Ceiling(s),Ceiling Fan(s),Crown Molding,Double Vanity,Garden Tub/Roman Tub,High Ceilings,His and Hers Closets,Multiple Closets,Open Floorplan,Pull Down Attic Stairs,Split Bedrooms,Separate Shower,Walk-In Closet(s),Window Treatments,Custom Cabinets,Granite Counters,Kitchen Island,Kitchen/Family Room Combo,Kitchen/Dining Combo
- Window features: Window Treatments
- Flooring: Ceramic Tile
- Fireplace features: None
- Attic: Pull Down Stairs,Partially Floored
Heating & Cooling
- Heating features: Central,Electric,Heat Pump
- Cooling features: Central Air,Electric,Heat Pump,1 Unit
Interior Area
- Total interior livable area: 1,976 sqft
Property
Details
- Parcel number: 533361
- Zoning description: Residential
- Special condition: Builder Owned
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Covered,Patio
- Exterior features: Covered Patio
- Fencing: Back Yard,Privacy,Wood
- Has view: Yes
- View description: None
- Waterbody name: None
Lot
- Lot size: 7,405 sqft
Parking
- Total spaces: 2
- Parking features: Attached,Garage Faces Front,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Lightning
- Tornado
- Winter Weather
- Cold Wave
- Heat Wave
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,865 | $22,380 |
| Home Insurance * | $247 | $2,964 |
| Property Taxes | $371 | $4,452 |
| Electricity | $238 | $2,859 |
| Total | $2,721 | $32,652 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-01-09 | Price change | $368,900 |
| 2025-10-17 | Listed for sale | $359,900 |
View on Zillow