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392 Ocean Avenue #1205, Long Branch, NJ, 07740

1beds
2baths
1,120sqft
$1,500,000
$1,339price/sqft
$10,263/moest. monthly cost
$410,520/yrincome needed

About This Home

NEW CONSTRUCTION - The Atlantic Club Residences is Long Branch's premier oceanfront community, where art and architecture unite to create a modern landmark. Featuring 132 luxury residences with open layouts, private terraces or balconies, and curated finishes, every home is designed to capture the elegance of coastal living. Gourmet kitchens include porcelain countertops, waterfall islands, custom cabinetry, and Wolf, Sub-Zero & Cove appliances. Spa-inspired baths feature custom vanities, Watermark fittings, and Kohler fixtures. With over 75,000 sq. ft. of indoor & outdoor amenities focused on wellness, relaxation, and entertaining, residents also enjoy two deeded parking spaces, secured storage, and in-unit laundry.

Getting Around

66
WalkingSomewhat Walkable
36
TransitSome Transit
53
BikeBikeable

Schools

--
Morris Avenue SchoolGrades PK-K0.7 mi
4/10
4/10
Long Branch High SchoolGrades 9-120.5 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2027

Materials

  • Foundation: Slab
  • Roof: Flat

Other

  • Builder name: 390 Ocean Owner

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceilings - 9Ft+ 1st Flr,Elevator,Recessed Lighting

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air,Other

Interior Area

  • Total structure area: 1,120
  • Total interior livable area: 1,120 sqft

Property

Details

  • Parcel number: 000000
  • Attached to another structure: Yes
  • Zoning description: Residential, Condo

Features

  • Levels: One
  • Stories: 1
  • Pool features: Other,Cabana,Community,Concrete,Fenced,Heated,In Ground
  • Exterior features: Balcony,Controlled Access,Swimming,Other,Lighting
  • Has view: Yes
  • View description: Ocean
  • Has water view: Yes
  • Water view: Ocean
  • On waterfront: Yes
  • Waterfront features: Ocean Block,Ocean Front

Parking

  • Total spaces: 2
  • Parking features: See Remarks,Other,Assigned,Concrete,Covered,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Lightning
Winter Weather
Cold Wave
Earthquake
Hurricane
Heat Wave
Ice Storm
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,584$91,008
Home Insurance *$574$6,888
Property Taxes $1,912$22,944
Electricity $193$2,318
Total$10,263$123,156
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$351,874/yr
40% on housing$307,890/yr
45% on housing$273,680/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,339This listing

vs Other Active Listings

Avg $/sqft

ZIP 07740$778
Monmouth County$424

vs Homes Sold Last Month

Median $/sqft

ZIP 07740$460
Monmouth County$384

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-18Listed for sale$1,500,000

New Construction Spec Condo

AgentTeresa Minnick
BrokerageChristies Int'l RE Group

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