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1029 Union Church Rd, Stuart, VA, 24171

5beds
4baths
1,656sqft
$599,000
$362price/sqft
$3,796/moest. monthly cost
$151,840/yrincome needed

About This Home

Welcome to your dream retreat! This exceptional property features 111.97 acres of pristine land, complete with a gently flowing stream, abundant wildlife and a nice ranch-style home. Perfect for nature lovers, outdoor enthusiasts, or anyone seeking privacy and tranquility, this property offers endless possibilities for recreation or simply enjoying the peaceful surroundings. The home features 5 bedrooms and 4 full bathrooms. It has a large kitchen with ample counter space and storage, ideal for cooking and entertaining. The family room is perfect for relaxation and entertaining. There are two electric water heaters so hot water is readily available at all times. The ranch style features single level living for easy access. There's also a two-car attached garage. The 111.97 acres are mostly wooded. There are plenty of trails cut throughout the acreage on the property. These areas would be ideal for horseback riding. There are frequent sightings of deer, wild turkeys, bears, and other native wildlife. The stone chimney from the original homeplace is still standing. Also, there's another larger stone chimney still standing from what used to be a blacksmith's shop. There's a boat ramp that's only 1.5 miles away to Philpott Lake. This location is convenient to Fairystone Park, Goose Point Park, Bassett, Collinsville, Martinsville, and Stuart.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

7/10
Woolwine Elementary SchoolGrades PK-710.6 mi
8/10
Patrick County High SchoolGrades 8-1215.6 mi

Construction

Condition

  • Year built: 2001

Materials

  • Roof: Composition
  • Construction materials: Brick,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential

Interior

Appliances

  • Appliances included: As Is,Dryer,Electric Range,Refrigerator,Oven,Washer,Electric Water Heater

Basement

  • Basement: Slab

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • 1st Floor Bedroom,Ceiling Fan(s)
  • Window features: Double Pane Windows
  • Flooring: Carpet,Vinyl
  • Fireplace features: None
  • Attic: Crawl Space,Pull Down Stairs

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,656
  • Total interior livable area: 1,656 sqft

Property

Features

  • Patio & porch: Deck

Lot

  • Lot size: 111.97 Acres
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: 2 Car Garage,Attached,Gravel
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance *$277$3,324
Property Taxes $289$3,468
Electricity $202$2,433
Total$3,796$45,552
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$130,148/yr
40% on housing$113,880/yr
45% on housing$101,226/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -3.7%
-3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$362This listing

vs Other Active Listings

Avg $/sqft

ZIP 24171$120
Patrick County$146

vs Homes Sold Last Month

Median $/sqft

ZIP 24171
Patrick County$144

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-10-18Listed for sale$599,000

For Sale by Agent

AgentSam Harrod Jr.
BrokerageBlue Ridge Real Estate

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