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690 Bear Tree Crk, Chapel Hill, NC, 27517

4beds
4baths
3,412sqft
$1,165,000
$341price/sqft
$7,230/moest. monthly cost
$289,200/yrincome needed

About This Home

Your new Modern Farmhouse! Custom Built home in desirable Premium location in Chapel Hill! Come see all of the amenities The Preserve at Jordan Lake has to offer. Open floor plan, 10ft ceiling, with hardwoods throughout the main floor. Covered large front porch and back screen in porch. His / Hers W/I closets in 2nd floor Master Suite, opens up to a large covered porch. Gourmet Kitchen w/quartz countertops, SS appliances, large island w/farmhouse single bowl SS sink. In suite above garage w/full bath. Heat Pump hot water htr. 2 car attached rear entry garage. The home Blends indoor and outdoor living. We offer energy efficient construction up to and including Net-Zero construction. This home is planned to be built but construction has not yet started. The lot has 95' of golf course frontage and is also suitable for a basement. Contact the listing agent to make this home or any custom home yours!

Getting Around

2
WalkingCar-Dependent
0
TransitNo Nearby Transit
16
BikeSomewhat Bikeable

Schools

9/10
North Chatham ElementaryGrades PK-53.5 mi
5/10
Seaforth HighGrades 9-103.0 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Board & Batten Siding,Fiber Cement,Lap Siding,Shingle Siding,Spray Foam Insulation

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse, Modern
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Built-In Gas Oven,Dishwasher,Disposal,Range Hood
  • Laundry features: Electric Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Open Floorplan,Room Over Garage
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,412

Heating & Cooling

  • Heating features: Electric,Fireplace(s)
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 3,412
  • Total interior livable area: 3,412 sqft

Property

Details

  • Parcel number: 0077315
  • Zoning: HCV
  • Special condition: Seller Licensed Real Estate Professional

Features

  • Levels: Two
  • Stories: 2
  • Has view: Yes

Lot

  • Lot size: 0.51 Acres
  • Features: Back Yard

Parking

  • Total spaces: 6
  • Parking features: Garage - Attached,Open
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Tornado
Cold Wave
Hail
Hurricane
Heat Wave
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters in Chatham County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,890$70,680
Home Insurance *$343$4,116
Property Taxes $680$8,160
Electricity $317$3,813
Total$7,230$86,760
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$247,885/yr
40% on housing$216,900/yr
45% on housing$192,800/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.4%
3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$341This listing

vs Other Active Listings

Avg $/sqft

ZIP 27517$263
Chatham County$288

vs Homes Sold Last Month

Median $/sqft

ZIP 27517$250
Chatham County$256

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-02Listed for sale$1,265,000
2025-11-24Sold$246,000

New Construction

AgentVincent DeFreitas
BrokerageColdwell Banker Advantage NH

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