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2012 Sambar Loop, Laredo, TX, 78045

5beds
4baths
2,923sqft
$429,990
$147price/sqft
$3,312/moest. monthly cost
$132,480/yrincome needed

About This Home

This beautifully designed 5-bedroom farmhouse-style home blends timeless charm with modern comfort. Featuring a striking farmhouse elevation, the exterior showcases clean lines, inviting architectural details, and a warm, welcoming presence that feels both classic and fresh. Inside, the spacious layout offers five generously sized bedrooms and 3.5 well-appointed bathrooms, providing plenty of room for family living and guests. The open-concept main living area is perfect for entertaining, seamlessly connecting the kitchen, dining, and living spaces. At the heart of the home, the kitchen is thoughtfully designed with sleek quartz countertops, durable tile finishes, and ample cabinetry-combining elegance with everyday functionality. Whether you're preparing meals or hosting gatherings, this space is both stylish and practical. The primary suite offers a private retreat with a spacious en-suite bath, while additional bedrooms provide flexibility for a home office, guest rooms, or hobbies. With quality finishes throughout and a layout designed for comfort and convenience, this home captures the essence of modern farmhouse living. Highlights: - Spacious 5 bedroom home - Quartz Countertops - Tile Flooring - Located in North Laredo **Photos do not represent final production of home.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

9/10
8/10
Trautmann Middle SchoolGrades 6-81.3 mi
7/10

Construction

Condition

  • Property condition: New Construction,Under Construction
  • New construction: Yes
  • Year built: 2026

Other

  • Builder name: Esperanza Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Interior Area

  • Total interior livable area: 2,923 sqft

Property

Details

  • Parcel number: 808125

Features

  • Levels: 2.0
  • Stories: 2

Lot

  • Lot size: 5,600 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave

FEMA Declared Disasters Across Texas Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,174$26,088
Home Insurance *$252$3,024
Property Taxes $566$6,792
Electricity $320$3,851
Total$3,312$39,744
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,554/yr
40% on housing$99,360/yr
45% on housing$88,320/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.8%
3.8%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$147This listing

vs Other Active Listings

Avg $/sqft

ZIP 78045$150
Webb County$127

vs Homes Sold Last Month

Median $/sqft

ZIP 78045$165
Webb County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Listed for sale$429,990

New Construction Spec

BrokerageEsperanza Homes

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