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12684 Cotorra Spgs, San Antonio, TX, 78254

3beds
2baths
1,654sqft
$320,000
$193price/sqft
$2,503/moest. monthly cost
$100,120/yrincome needed

About This Home

Move in Ready 1 story with stone elevation exterior in desirable Stillwater Ranch. Entry/living area with high ceilings, luxury vinyl plank and new carpet in bedroom. Kitchen features stainless steel appliances, gas cooking, granite counter tops, and breakfast bar. Primary bedroom is split with full bath having double vanity and oversized shower. Recent updates include modern luxury new light fixtures and plumbing fixtures, interior paint, finished garage flooring and new carpet. Exterior features covered patio and gutters. Enjoy all that Stillwater Ranch has to offer, including top-rated schools, parks, trails, and community amenities. Don't miss out on this gem, schedule your tour today!!

Getting Around

3
WalkingCar-Dependent
0
TransitNo Nearby Transit
25
BikeSomewhat Bikeable

Schools

6/10
6/10
Folks MiddleGrades 6-80.6 mi
7/10

Construction

Condition

  • Property condition: Pre-Owned
  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Stone,Stucco

Other

  • Builder name: Weekly

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Range,Gas Cooktop,Disposal,Dishwasher,Gas Water Heater
  • Laundry features: Washer Hookup,Dryer Connection

Bedroom2

  • Area: 121

Bedroom3

  • Area: 121

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Area: 121

Features

  • One Living Area,Pantry,Utility Room Inside,Master Downstairs,Ceiling Fan(s),Chandelier
  • Window features: Window Coverings
  • Flooring: Carpet,Vinyl
  • Fireplace features: Not Applicable

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,654 sqft

Kitchen

  • Area: 150

Living Room

  • Area: 176

Master Bathroom

  • Features: Shower Only,Double Vanity
  • Area: 99

Master Bedroom

  • Features: Split,Walk-In Closet(s),Ceiling Fan(s),Full Bath
  • Area: 240

Property

Details

  • Parcel number: 044502080260

Features

  • Levels: One
  • Stories: 1
  • Pool features: None,Community

Lot

  • Lot size: 4,791 sqft

Parking

  • Total spaces: 2
  • Parking features: Two Car Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Hail
Heat Wave
Cold Wave

FEMA Declared Disasters Across Texas Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,618$19,416
Home Insurance *$158$1,896
Property Taxes $489$5,868
Electricity $238$2,859
Total$2,503$30,036
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,817/yr
40% on housing$75,090/yr
45% on housing$66,746/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$193This listing

vs Other Active Listings

Avg $/sqft

ZIP 78254$146
Bexar County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 78254$158
Bexar County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$319,995
2026-05-07Price change$320,000
2026-05-05Price change$322,500
2026-05-04Price change$324,900
2026-04-30Price change$325,000
2026-04-23Price change$327,500
2026-04-20Price change$329,000
2026-04-18Price change$329,900
2026-04-16Price change$329,995
2026-04-15Price change$333,900
2026-04-08Price change$334,500
2026-03-28Price change$334,900
2026-03-22Price change$335,000
2026-03-12Price change$337,500
2026-03-01Price change$339,000
2026-02-20Listed for sale$339,995

For Sale by Agent

AgentVincent Salas
BrokerageTexas Home Realty

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