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1012 Lily Ln, Oxford, MS, 38655

3beds
2baths
1,912sqft
$475,000
$248price/sqft
$3,009/moest. monthly cost
$120,360/yrincome needed

About This Home

Welcome to The Meadows at South Lamar! Discover the Aster plan, a beautifully designed home offering 3 bedrooms and 2 bathrooms. Enjoy spacious interiors, custom cabinetry, tasteful finishes, and thoughtfully crafted bathrooms. Relax on your private covered porch and take in the charm of this inviting community. Conveniently located just off Highway 7 and South Lamar, The Meadows combines comfort, style, and accessibility in one perfect location. Taxes TBD.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

9/10
6/10
Oxford Middle SchoolGrades 7-84.5 mi
9/10
Oxford High SchoolGrades 9-125.1 mi

Construction

Condition

  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Architectural
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse/Condo

Interior

Appliances

  • Appliances included: Microwave,Cooktop,Dishwasher,Disposal,Oven,Gas Water Heater,Tankless Water Heater
  • Laundry features: W/D Hook Up

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Cooling

  • Cooling features: Electric

Features

  • Walk-In Closet(s),Solid Surface Countertops,Ceiling Fan(s)
  • Door features: French Doors
  • Window features: Double Pane Windows,Vinyl
  • Flooring: Hardwood,Ceramic Tile
  • Fireplace features: Gas
  • Fireplace: Yes

Interior Area

  • Total structure area: 1,912
  • Total interior livable area: 1,912 sqft

Property

Details

  • Zoning description: SUBDIVISION COVENANT

Features

  • Pool features: None
  • Patio & porch: Patio,Porch

Parking

  • Total spaces: 2
  • Parking features: 2 Car Garage,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Lightning
Strong Wind
Tornado
Earthquake
Inland Flooding

FEMA Declared Disasters in Lafayette County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$211$2,532
Property Taxes $205$2,460
Electricity $192$2,304
Total$3,009$36,108
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,165/yr
40% on housing$90,270/yr
45% on housing$80,240/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.8%
3.8%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$248This listing

vs Other Active Listings

Avg $/sqft

ZIP 38655$255
Lafayette County$252

vs Homes Sold Last Month

Median $/sqft

ZIP 38655$246
Lafayette County$224

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Listed for sale$475,000
2026-04-28Listing removed$475,000
2025-10-28Listed for sale$475,000

For Sale by Agent

AgentMcKenzie Darnell Bolin
BrokerageKessinger Real Estate

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