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2 Lost Creek Rd, Herbster, WI, 54844

1beds
1baths
460sqft
$985,000
$2,141price/sqft
$6,397/moest. monthly cost
$255,880/yrincome needed

About This Home

Sunrise Paradise on Lake Superior's Sandy Shores! Wake up to breathtaking Lake Superior sunrises from the private sandy beach on Siskiwit Bay in Herbster, WI. This exceptional 2.25+/- acre property features 689+/- feet of pristine sand frontage along Lost Creek, plus direct access to sandy beach on Lake Superior's shoreline. Enjoy dual sandy beaches, peaceful creek-side tranquility, and spectacular lakeside sunrises on Superior's shores. The level, park-like setting features a single-family home with an artesian well providing pure, natural water. Ideal for morning beach walks, swimming, kayaking, and watching the sun paint the sky over endless waters. This property offers front-row access to Lake Superior's stunning sunrises and the serene beauty of sandy shoreline living. Experience the Northwoods lifestyle where every morning begins with golden light dancing across sand and Superior's waves. Selling in "As-Is" and "Where-Is" condition.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

8/10
7/10

Construction

Condition

  • Property condition: Previously Owned
  • Year built: 1997

Materials

  • Roof: Metal
  • Construction materials: Wood,Frame/Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator

Basement

  • Has basement: Yes

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Features

  • Natural Woodwork
  • Window features: Energy Windows,Vinyl Windows
  • Flooring: Tiled Floors
  • Finished area below ground: 0
  • Finished area above ground: 460

Heating

  • Heating features: Dual Fuel/Off Peak,Electric

Interior Area

  • Total interior livable area: 460 sqft

Kitchen

  • Level: Main
  • Area: 121
  • Dimensions: 11 x 11

Living Room

  • Level: Main
  • Area: 275
  • Dimensions: 11 x 25

Property

Details

  • Parcel number: 7838
  • Zoning description: Residential

Features

  • Has view: Yes
  • View description: Lake Superior,Bay,Panoramic
  • Has water view: Yes
  • Water view: Lake Superior,Bay
  • On waterfront: Yes
  • Waterfront features: Lake Superior,Waterfront Access(Private),Shoreline Characteristics(Sand,Shore-Accessible,Shore-Beach)
  • Waterbody name: Lake Superior
  • Frontage length: 689

Lot

  • Lot size: 2.25 Acres
  • Features: Accessible Shoreline,Level
  • Lot size dimensions: See CSM 1011 in associated doc

Parking

  • Parking features: Common,None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Winter Weather
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,980$59,760
Home Insurance *$491$5,892
Property Taxes $755$9,060
Electricity $171$2,054
Total$6,397$76,764
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$219,325/yr
40% on housing$191,910/yr
45% on housing$170,586/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -3.3%
-3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$2,141This listing

vs Other Active Listings

Avg $/sqft

ZIP 54844
Bayfield County$266

vs Homes Sold Last Month

Median $/sqft

ZIP 54844
Bayfield County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-10-22Listed for sale$1,600,000

For Sale by Agent

AgentRick Gruebele
BrokerageVisions First Realty, LLC

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