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11 Serenity Cove Pl, Denver, NC, 28037

4beds
5baths
4,357sqft
$2,695,000
$619price/sqft
$16,147/moest. monthly cost
$645,880/yrincome needed

About This Home

Luxury has a new address... Welcome to Rebecca's Reserve. An exclusive gated enclave of twelve luxurious new homes at Lake Norman. Thoughtfully curated by award winning custom home builder, Artisan Custom Homes, this private neighborhood is simply one of a kind. At Rebecca's Reserve, timeless cohesive designs blend seamlessly with pristine woods and the beautiful shores of Lake Norman. The homes include designer lighting, epicurean kitchens and finishes for the most discriminating buyer. Four homes will be sited on large waterfront lots and eight homes on spacious off water lots. The waterfront properties will include secondary sunlit living cabanas that will surround your luxurious pool. Off water properties will include pools and privacy walls. All homes will include open and airy floor plans for easy indoor/outdoor living. This amazing location is close to wonderful shopping, dining, and only steps to the Lake Norman Sailing Club. Easy access to uptown Charlotte and Charlotte Douglas International Airport. Construction to begin November 2025. .

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

7/10
4/10
East Lincoln MiddleGrades 6-87.0 mi
7/10
East Lincoln HighGrades 9-123.4 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Crawl Space
  • Construction materials: Stucco

Other

  • Builder model: Rose Point
  • Builder name: Artisan Custom Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator
  • Laundry features: Laundry Room,Main Level,Sink

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Breakfast

  • Level: Main

Dining Room

  • Level: Main

Features

  • Fireplace features: Gas,Great Room
  • Finished area below ground: 0
  • Finished area above ground: 4,357

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Heat Pump,Natural Gas
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 4,357
  • Total interior livable area: 4,357 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Office

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 32044
  • Zoning: R-SF
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Fenced,In Ground

Lot

  • Lot size: 0.80 Acres

Parking

  • Total spaces: 3
  • Parking features: Attached Garage,Garage Faces Side,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Lincoln County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $13,627$163,524
Home Insurance *$746$8,952
Property Taxes $1,369$16,428
Electricity $405$4,869
Total$16,147$193,764
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$553,611/yr
40% on housing$484,410/yr
45% on housing$430,586/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 8.5%
8.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$619This listing

vs Other Active Listings

Avg $/sqft

ZIP 28037$251
Lincoln County$220

vs Homes Sold Last Month

Median $/sqft

ZIP 28037$230
Lincoln County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-18Listed for sale$2,695,000

New Construction

AgentAnita Sabates
BrokerageHoward Hanna Allen Tate Lake Norman

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