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9 Kenzie Court, Ballston Spa, NY, 12020

4beds
2baths
1,926sqft
$770,240
$400price/sqft
$5,208/moest. monthly cost
$208,320/yrincome needed

About This Home

Introducing Legacy Woods in the town of Ballston, just 4 miles from Northway exit 12. Ranches, 1st & 2nd Floor Primary Suites available. Optional Maintenance Plan for all yardwork so that you can relax and enjoy life at Legay Woods. The Dogwood is a spacious 4BR ranch plan. BR4 is perfectly suited for a home office, providing a quiet and private space for work-from-home needs. The heart of this home is its kitchen, which includes a large corner pantry, ideal for storing all your essentials. Off the dining area, is a covered porch inviting you to enjoy meals outdoors or just relax while taking in the fresh air. The well-designed laundry room equipped with a handy utility closet ensures that your household tasks are met with ease. Adjacent to this is a mudroom complete with wainscoting and hooks, providing a practical space to store coats, shoes, and other outdoor gear which helps keep the rest of your home clean and organized. Every aspect of the Dogwood ranch has been designed with care to enhance your lifestyle.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

7/10
8/10
6/10

Construction

Condition

  • New construction: Yes

Materials

  • Construction materials: Vinyl Siding

Other

  • Builder model: Dogwood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Range Hood
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Features

  • Walk-In Closet(s),Kitchen Island
  • Window features: Screens,ENERGY STAR Qualified Windows
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,926

Full Bathroom

  • Level: First

Great Room

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,926
  • Total interior livable area: 1,926 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Mud Room

  • Level: First

Primary Bathroom

  • Level: First

Primary Bedroom

  • Level: First

Property

Features

  • Patio & porch: Rear Porch,Covered
  • Exterior features: Other,Lighting

Lot

  • Lot size: 9,583 sqft
  • Features: Sprinklers In Front,Sprinklers In Rear

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Saratoga County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,894$46,728
Home Insurance *$181$2,172
Property Taxes $815$9,780
Electricity $318$3,819
Total$5,208$62,496
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$178,560/yr
40% on housing$156,240/yr
45% on housing$138,880/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -6.7%
-6.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$400This listing

vs Other Active Listings

Avg $/sqft

ZIP 12020$232
Saratoga County$302

vs Homes Sold Last Month

Median $/sqft

ZIP 12020$271
Saratoga County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-21Listed for sale$681,040

New Construction

AgentBeth R Smith
BrokerageBeth Smith Realty Ltd

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