See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

185 Mountain Meadows Dr, Morganton, GA, 30560

1beds
1baths
0sqft
$164,900
--price/sqft
$1,164/moest. monthly cost
$46,560/yrincome needed

About This Home

Own a piece of the mountains at Waterside at Blue Ridge in Morganton, GA, with this rare opportunity to purchase a Forest River 2024 Cedar Creek Cottage (25th Anniversary Edition) on desirable lake lot #185 for $164,900. This beautifully designed 40 ft cottage features 3 slide-outs with toppers, modern light interior finishes, LVP flooring, a carpeted bedroom with a king-sized bed, and two sleeping lofts for extra guests. The spacious kitchen includes a full-size refrigerator/freezer, gas stove with oven, dishwasher, expandable countertop space, and a hidden pantry/storage area, while the living space offers an electric fireplace that also provides heat, built-in speakers, USB outlets throughout, and two exterior doors for easy access. Comfort is ensured year-round with heated floors, central propane heat, and electric air conditioning. Outside, enjoy a large concrete parking pad, covered gazebo overlooking the peaceful community lake, fire pit area, and additional crawl space storage. Community amenities for just $415/quarter include gated access with 24/7 ranger, inground pool, pavilions, playground, bathhouse, coin laundry, two fishing ponds, and maintained roads and landscaping. Short-term rentals are allowed and full-time living is permitted, making this an ideal turnkey mountain getaway, investment property, or full-time residence just minutes from Blue Ridge, GA.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

5/10
7/10
5/10
Fannin County High SchoolGrades 9-126.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2024

Materials

  • Roof: Other
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Washer
  • Laundry features: Laundry Closet

Basement

  • Basement: Crawl Space,None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Master On Main Level
  • Window features: Bay Window(s),Double Pane Windows,Window Treatments
  • Flooring: Carpet,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Other
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 0
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0

Kitchen

  • Features: Breakfast Bar,Pantry,Solid Surface Counters

Property

Details

  • Parcel number: 0020 42P02

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • On waterfront: Yes
  • Waterfront features: Pond
  • Waterbody name: Blue Ridge Pond
  • Frontage type: Waterfront
  • Residential vegetation: Cleared

Lot

  • Lot size: 4,791 sqft
  • Features: Level

Parking

  • Parking features: Parking Pad
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Drought
    DroughtRelatively High
  • Landslide
    LandslideRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Tornado
Drought
Landslide
Strong Wind
Hail
Ice Storm
Wildfire

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $833$9,996
Home Insurance *$58$696
Property Taxes $54$648
Electricity $219$2,637
Total$1,164$13,968
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$39,908/yr
40% on housing$34,920/yr
45% on housing$31,040/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 30560$281
Fannin County$281

vs Homes Sold Last Month

Median $/sqft

ZIP 30560
Fannin County$299

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-18Price change$164,900
2026-04-20Price change$179,900
2025-10-21Listed for sale$199,500

For Sale by Agent

AgentMindy Allen
BrokerageRE/MAX Town & Country

Similar Homes