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2 Sterling At Grove At Grants Trail Mnrs, Saint Louis, MO, 63123

4beds
3baths
1,902sqft
$417,900
$220price/sqft
$2,947/moest. monthly cost
$117,880/yrincome needed

About This Home

Pre-Construction. To Be Built Home ready to personalize into your dream home! BASE PRICE and PHOTOS are for 4BR, 2.5BA Sterling Two Story. Pricing will vary depending on various interior/exterior selections. The main floor offers a large living room off the foyer, plus a spacious family room space adjacent to the dining area and kitchen. Upstairs the master suite offers two closets, spacious private bath, plus three additional bedrooms and hall bath. The Sterling includes 2 car garage, main floor laundry, soffits & fascia and much more! Additional floorplan enhancements include an expanded first floor with enlarged kitchen, dining area and laundry room, bay window in dining area, or a luxury master bath. Grove at Grant’s Trail is a premier new home community in Affton, blending versatile floor plans with scenic green spaces and everyday convenience. Enjoy peace of mind with McBride Homes’ 10 year builders warranty and incredible customer service! Display photos shown.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

7/10
7/10
5/10
Mehlville High SchoolGrades 9-121.2 mi

Construction

Condition

  • Property condition: To Be Built
  • New construction: Yes

Materials

  • Roof: Composition
  • Construction materials: Frame,Vinyl Siding

Other

  • Builder name: Mcbride Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Dishwasher,Disposal,Microwave,Electric Range

Basement

  • Has basement: Yes
  • Basement: Concrete,Full

Bedroom2

  • Level: Upper
  • Area: 140
  • Dimensions: 10x14

Bedroom3

  • Level: Upper
  • Area: 130
  • Dimensions: 10x13

Bedroom4

  • Level: Upper
  • Area: 100
  • Dimensions: 10x10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Area: 81
  • Dimensions: 9x9

Family Room

  • Level: Main
  • Area: 196
  • Dimensions: 14x14

Features

  • Breakfast Room,Ceiling Fan(s),Dining/Living Room Combo,Entrance Foyer,Kitchen/Dining Room Combo,Open Floorplan,Pantry,Walk-In Closet(s)
  • Finished area above ground: 1,902

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,902
  • Total interior livable area: 1,902 sqft

Kitchen

  • Level: Main
  • Area: 132
  • Dimensions: 11x12

Living Room

  • Level: Main
  • Area: 210
  • Dimensions: 15x14

Primary Bedroom

  • Level: Upper
  • Area: 196
  • Dimensions: 14x14

Property

Details

  • Parcel number: N/A
  • Special condition: Standard

Features

  • Levels: Two

Lot

  • Features: Other

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High

How This Home’s Risks Compare

Hail
Heat Wave
Cold Wave
Earthquake
Inland Flooding
Ice Storm
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,113$25,356
Home Insurance *$292$3,504
Property Taxes $397$4,764
Electricity $145$1,742
Total$2,947$35,364
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,040/yr
40% on housing$88,410/yr
45% on housing$78,586/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$220This listing

vs Other Active Listings

Avg $/sqft

ZIP 63123$142
St. Louis County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 63123$190
St. Louis County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-02Price change$417,900
2025-10-21Listed for sale$407,900

New Construction

AgentPamela Chyba
BrokerageListWithFreedom.com Inc

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