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9325 Naturewalk Dr, Jay, FL, 32565

5beds
4baths
4,288sqft
$1,675,000
$391price/sqft
$10,569/moest. monthly cost
$422,760/yrincome needed

About This Home

Completed and ready to move in! Introducing The Mountain Brook: a 4,288 SQFT custom luxury estate perfectly positioned on nearly six private, wooded acres in the highly sought-after community of NatureWalk at Pond Creek. Built by one of Northwest Florida’s premier builders, this masterpiece combines elegant design, functional living, and timeless craftsmanship. Step inside to an open-concept floor plan centered around a grand living area featuring a statement fireplace, soaring ceilings, and a wall of windows that flood the space with natural light. The chef’s kitchen offers a large island, walk-in pantry, and seamless flow to the dining and living areas - ideal for family gatherings and entertaining alike. The primary suite is a true retreat with dual vanities, his-and-her walk-in closets connected through the laundry room, a soaking tub, and an oversized dual-head shower. Two additional bedrooms with walk-in closets, plus a flexible office, complete the main level. Upstairs, you’ll find two bedrooms and a spacious additional living space or bonus room with a full bathroom which provides the perfect guest suite, media room! Outdoor living takes center stage with deep front and back porches accented by elegant columns. The back porch features a full outdoor kitchen, a cozy fireplace, and convenient half bath - ideal for entertaining or future pool access. Additional highlights include a 3-car garage with extra storage, mudroom, and thoughtfully designed spaces throughout. Experience peaceful acreage living just minutes from Pace, Milton, and the Gulf Coast’s white-sand beaches, where privacy meets luxury in the heart of Northwest Florida.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
3/10
Central SchoolGrades PK-126.1 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Concrete

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Tankless Water Heater/Gas,ENERGY STAR Qualified Dishwasher,ENERGY STAR Qualified Appliances,ENERGY STAR Qualified Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Area: 154

Features

  • Flooring: Brick,Hardwood,Tile
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Multi Units,Heat Pump,Central
  • Cooling features: Multi Units,Heat Pump,Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 4,288
  • Total interior livable area: 4,288 sqft

Living Room

  • Level: First
  • Area: 552

Master Bedroom

  • Level: First
  • Area: 323

Property

Details

  • Parcel number: 173n290000001130000
  • Zoning description: Res Single

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Porch

Lot

  • Lot size: 5.97 Acres
  • Features: Central Access,Sprinkler

Parking

  • Total spaces: 3
  • Parking features: 3 Car Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Drought
Heat Wave
Wildfire
Tsunami

FEMA Declared Disasters in Santa Rosa County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,469$101,628
Home Insurance *$832$9,984
Property Taxes $837$10,044
Electricity $431$5,178
Total$10,569$126,828
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$362,365/yr
40% on housing$317,070/yr
45% on housing$281,840/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$391This listing

vs Other Active Listings

Avg $/sqft

ZIP 32565$149
Santa Rosa County$213

vs Homes Sold Last Month

Median $/sqft

ZIP 32565$176
Santa Rosa County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-22Listed for sale$1,675,000

New Construction

AgentTamara Korec
BrokerageKELLER WILLIAMS REALTY GULF COAST

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