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45 Reeves Road, Swanton, VT, 05488

3beds
3baths
1,590sqft
$374,900
$236price/sqft
$2,712/moest. monthly cost
$108,480/yrincome needed

About This Home

Welcome home to this stunning, newly built townhome where modern design meets everyday comfort — just minutes from St. Albans and I-89 for an easy commute! Step in from the covered front porch to a spacious foyer with a convenient half bath before entering the bright, open-concept living and dining areas. Sunlight pours through large windows and a sliding glass door that opens to your private balcony, offering beautiful year-round views of the trees and surrounding landscape. The kitchen is thoughtfully designed with ample cabinetry, generous counter space, and stylish finishes, creating a perfect setting for cooking, entertaining, or simply relaxing at home. Upstairs, you’ll find three inviting bedrooms including a serene primary suite, plus both a full bath and a ¾ bath for added convenience. Downstairs, an 830+ square foot unfinished walkout basement with a sliding door provides exceptional potential for future living space, a recreation room, or a home gym. With energy-efficient systems, quality construction, and a peaceful wooded setting just 10 minutes from St. Albans and quick highway access for Burlington commuters, this home offers the perfect combination of comfort, functionality, and convenience.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

5/10
Swanton SchoolsGrades PK-63.1 mi
4/10
Missisquoi Valley Uhsd #7Grades 7-123.9 mi

Construction

Condition

  • Year built: 2025

Materials

  • Foundation: Concrete
  • Roof: Architectural Shingle
  • Construction materials: Wood Frame,Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Property subType: Condominium,Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Electric Range,Refrigerator,Instant Hot Water

Basement

  • Has basement: Yes
  • Basement: Concrete Floor,Daylight,Interior Stairs,Unfinished,Walkout,Exterior Entry,Basement Stairs,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Living/Dining,Primary BR w/ BA,Natural Light,Indoor Storage,Walk-In Closet(s)
  • Flooring: Carpet,Vinyl Plank
  • Finished area below ground: 0
  • Finished area above ground: 1,590

Heating & Cooling

  • Heating features: Propane,Baseboard
  • Cooling features: None

Interior Area

  • Total structure area: 2,423
  • Total interior livable area: 1,590 sqft

Property

Accessibility

  • Accessibility features: 1st Floor Hrd Surfce Flr

Details

  • Zoning description: R1

Features

  • Levels: Two,Multi-Level
  • Stories: 2
  • Patio & porch: Covered Porch
  • Exterior features: Balcony
  • Has view: Yes

Lot

  • Features: Condo Development,Views,Wooded

Parking

  • Parking features: Paved

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Ice Storm
Winter Weather
Cold Wave
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Vermont Counties

Flood
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,895$22,740
Home Insurance $126$1,512
Property Taxes $437$5,244
Electricity $254$3,053
Total$2,712$32,544

Income You'd Need if You Spent...

35% on housing$92,982/yr
40% on housing$81,360/yr
45% on housing$72,320/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 7.6%
7.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$236This listing

vs Other Active Listings

Avg $/sqft

ZIP 05488$200
Franklin County$186

vs Homes Sold Last Month

Median $/sqft

ZIP 05488$200
Franklin County$201

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-11Price change$374,900
2025-10-22Listed for sale$384,900

For Sale by Agent

AgentBlake M Gintof
BrokerageSignature Properties of Vermont

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