3147 Old Highway 64w, Warne, NC, 28909
About This Home
Introducing RafaRanch, a serene sanctuary for farming, livestock, hunting, and outdoor recreation. This is a rare opportunity to acquire one of Clay County's largest land holdings, comprising 349 acres of unrestricted land. The property features a perfect mix of pasture, woods, and creek frontage, spanning over the Davy Mountain range. RafaRanch includes a main residence with 3 bedrooms/3.5 baths, as well as a guest residence consisting of two studio apartments, each with 1 bedroom/1 bath and private entries. For gatherings and events, there is The Lodge, in addition to three RV hook-up sites with Airstreams. The Operations Area includes a barn, equipment barn, covered hay storage, two greenhouses, a large garage/workshop, along with 85 acres of pasture with waterers and fencing. The ranch also features a skeet shooting and gun range, a pond, and 3,500 feet of frontage on Crawford Creek, 4+ natural springs, all secured by a gated entrance. The property is being sold fully furnished, including equipment and Airstream RVs. A detailed features sheet is available upon request. The owners have dedicated significant effort and thought into the continual improvement of the ranch. This unique blend of rural privacy and proximity to essential services is found near Hayesville, Murphy, Hiawassee, and Blairsville. Approximately 2.5 hours to Atlanta or Asheville airports.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Property condition: Resale
- Year built: 1988
Materials
- Roof: Shingle,Metal
- Construction materials: Frame,Timber/Pole Frame,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Country,Craftsman
- Property subType: Residential
Interior
Appliances
- Appliances included: Refrigerator,Range,Microwave,Dishwasher,Washer,Dryer,Electric Water Heater,Gas Water Heater
- Laundry features: Main Level,Laundry Room
Basement
- Has basement: Yes
- Basement: Finished,Full,Slab
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 6
- Full bathrooms: 5
- Partial bathrooms: 1
Features
- Pantry,Ceiling Fan(s),Wet Bar,Cathedral Ceiling(s),Sheetrock,Wood,Central Vacuum,Loft,Additional Dwelling Unit,Entrance Foyer,Eat-in Kitchen,High Speed Internet
- Window features: Insulated Windows,Screens
- Flooring: Wood,Tile,Luxury Vinyl
- Fireplace features: Wood Burning
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Heat Pump,Electric,Wood Stove,Mini-Split,Propane
- Cooling features: Central Air,Electric,Mini-Split
Master Bedroom
- Level: Upper
Property
Details
- Parcel number: 544900122036
Features
- Levels: Multi/Split,Two
- Stories: 2
- Patio & porch: Front Porch,Deck,Covered,Patio
- Exterior features: Storage,Pasture,Garden,Private Yard,RV Hookup,Fire Pit
- Has spa: Yes
- Spa features: Heated
- Fencing: Fenced Pasture,Fenced
- Has view: Yes
- View description: Mountain(s),Year Round,Pasture,Creek/Stream,Long Range,Trees/Woods,Pond
- Has water view: Yes
- Water view: Creek/Stream
- Waterfront features: Creek,Small Lake/Pond,Pond,Creek Access
- Waterbody name: Crawford Creek
- Frontage type: Road,Branch,Creek,Small Lake/Pond
- Topography of land: Level,Sloping,Rolling,Steep,Bottom Land,Wooded
Lot
- Lot size: 349.71 Acres
- Features: Farm
Parking
- Parking features: Driveway,Gravel
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Inland Flooding
- Ice Storm
- Strong Wind
- Tornado
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Clay County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $27,805 | $333,660 |
| Home Insurance * | $2,014 | $24,168 |
| Property Taxes | $2,107 | $25,284 |
| Electricity | $200 | $2,405 |
| Total | $32,126 | $385,512 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2025-10-22 | Listed for sale | $5,499,000 |
For Sale by Agent
View on Zillow