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3964 Giorgio Dr, Winter Haven, FL, 33884

4beds
3baths
2,387sqft
$388,000
$163price/sqft
$2,788/moest. monthly cost
$111,520/yrincome needed

About This Home

Under Construction. Brand new, energy-efficient home available by Jul 2026! Open first floor creates a unified living space with a large great room that overlooks the kitchen and dining area. Upstairs loft can be used to best fit your needs and tech area is perfect for a home office. Visit Villamar and explore new single-family homes for sale in Winter Haven, FL. Residents will have access to two resort-style amenity centers featuring a clubhouse, pool, and playground. Winter Haven is known for its beautiful chain of lakes with lakeside restaurants and its award-winning community theater. Nearby attractions include Legoland Florida and Peppa Pig Theme Park. A brand-new model and new phase are coming soon. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

3/10
3/10
Denison Middle SchoolGrades 6-84.7 mi
2/10
Lake Region High SchoolGrades 9-123.4 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Other

  • Builder model: Zion
  • Builder name: Meritage Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Water Heater,Exhaust Fan,Microwave,Range,Refrigerator,Washer
  • Laundry features: Laundry Room

Bedroom3

  • Features: Built-in Closet
  • Level: Second
  • Area: 110
  • Dimensions: 10x11

Bedroom4

  • Features: Built-in Closet
  • Level: First
  • Area: 182
  • Dimensions: 14x13

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First
  • Area: 126
  • Dimensions: 14x9

Features

  • Living Room/Dining Room Combo,Other,Stone Counters,Thermostat,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Flooring: Carpet,Ceramic Tile

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,387
  • Total interior livable area: 2,387 sqft

Kitchen

  • Features: Stone Counters,Pantry
  • Level: First
  • Area: 126
  • Dimensions: 14x9

Living Room

  • Level: First
  • Area: 224
  • Dimensions: 14x16

Loft

  • Level: Second
  • Area: 228
  • Dimensions: 19x12

Primary Bedroom

  • Features: Dual Sinks,Walk-In Closet(s)
  • Level: Second
  • Area: 208
  • Dimensions: 13x16

Property

Details

  • Parcel number: 262915688505002310
  • Zoning: RES
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Front Porch,Patio
  • Exterior features: Irrigation System,Lighting,Other,Sidewalk,Sprinkler Metered

Lot

  • Lot size: 4,400 sqft
  • Lot size dimensions: 40 x 110

Parking

  • Total spaces: 2
  • Parking features: Driveway,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Lightning
Strong Wind
Wildfire

FEMA Declared Disasters in Polk County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,961$23,532
Home Insurance *$351$4,212
Property Taxes $236$2,832
Electricity $240$2,882
Total$2,788$33,456
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,588/yr
40% on housing$83,640/yr
45% on housing$74,346/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$163This listing

vs Other Active Listings

Avg $/sqft

ZIP 33884$119
Polk County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 33884$166
Polk County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$388,000
2026-04-24Listing removed$388,000
2026-04-23Listed for sale$388,000
2025-10-24Listing removed$378,390
2025-10-22Listed for sale$378,390

New Construction Spec

AgentBryan Sumner
BrokerageMERITAGE HOMES OF FL REALTY

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