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9848 W Us Highway 290, Fredericksburg, TX, 78624

6beds
6baths
4,368sqft
$1,495,000
$342price/sqft
$9,778/moest. monthly cost
$391,120/yrincome needed

About This Home

Honey Hill Retreat vacation rental is a picturesque 28-acre Hill Country getaway located just minutes from Fredericksburg's Main Street, award-winning wineries, and local dining. This exceptional investment property features four residences: a main home known as The Back 20, and three cottages known as Morning Mimosa, Forget Me Not, and Wild Rose Cabin. Each rental has been thoughtfully designed to take full advantage the beauty and serenity of the Texas Hill Country. The Back 20 is perfect as a home or a rental (either short term or long term). It offers 2 bedrooms, 2 baths, a full kitchen, open living area, and a spacious back deck overlooking peaceful countryside views. It also includes an additional apartment that is not currently rented, providing an opportunity for future guest use, caretaker housing, or added income. There is also a 1500 square foot barn with the back 20. Morning Mimosa, Forget Me Not, and Wild Rose Cabin are 1 bedroom, 1 bath luxury cottages, each featuring king beds, full kitchens , ambiance fireplaces and unique architectural details that make each property feel completely unique. Step outside to enjoy a private hot tub beneath the stars, the ultimate setting for a romantic Hill Country escape. Surrounded by native trees, open meadows, and abundant wildlife, Honey Hill combines the tranquility of country living with close proximity to town conveniences. With established short-term-rental history and beautifully maintained interiors, this turn-key investment offers multiple income-producing units along with the flexibility to host guests, family, or friends in complete privacy.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

5/10
6/10

Construction

Condition

  • Year built: 2004

Materials

  • Roof: Metal
  • Construction materials: HardiPlank Type,Stone,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage,Hill Country Style
  • Property subType: Residential

Interior

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 6
  • Full bathrooms: 6

Features

  • Other
  • Window features: Window Treatments

Heating

  • Heating features: Central

Interior Area

  • Total structure area: 4,368
  • Total interior livable area: 4,368 sqft

Property

Details

  • Zoning: None

Features

  • Levels: One
  • Patio & porch: Deck/Patio
  • Waterfront features: None
  • Topography of land: Level
  • Living area range: 4000-4999

Lot

  • Lot size: 28.26 Acres
  • Features: Outside City(w/Acrg)

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Lightning
Tornado
Winter Weather
Cold Wave
Drought
Strong Wind
Wildfire

FEMA Declared Disasters Across Texas Counties

Fire
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,559$90,708
Home Insurance *$706$8,472
Property Taxes $1,034$12,408
Electricity $479$5,755
Total$9,778$117,336
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$335,245/yr
40% on housing$293,340/yr
45% on housing$260,746/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.6%
5.6%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$342This listing

vs Other Active Listings

Avg $/sqft

ZIP 78624$364
Gillespie County$404

vs Homes Sold Last Month

Median $/sqft

ZIP 78624$280
Gillespie County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-25Listed for sale$1,495,000
2026-02-21Listing removed$1,495,000
2025-10-22Listed for sale$1,495,000

For Sale by Agent

AgentSavannah Stahl
BrokerageeXp Realty-Absolute Charm Real Estate Group

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