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25424 Northshore Dr, Elkhart, IN, 46514

5beds
5baths
5,249sqft
$1,600,000
$305price/sqft
$10,509/moest. monthly cost
$420,360/yrincome needed

About This Home

Welcome to your dream lake home—an extraordinary 5-bedroom, 5-bathroom retreat nestled on 1.5 acres with an impressive 264 feet of pristine Simonton Lake frontage. This expansive 5,249 sq ft residence offers unmatched space, luxury, and versatility, in addition there is 3,614 sq ft walk-out basement with two overhead doors and a service entry door—perfect for lakeside storage, recreation, or future finishing. Enjoy summer days in the stunning inground pool featuring water features and an automatic cover, all set against the backdrop of the lake. A circular guest driveway and attached two-car garage provide convenience and curb appeal. Inside, you'll find three cozy gas fireplaces, two private offices, and two luxurious master suites one on the main level and another upstairs. The heart of the home is an expansive kitchen complemented by a separate butler’s kitchen, ideal for entertaining and everyday living. With 5 spacious bedrooms, 3 full baths, and 2 half baths, this home is designed for comfort and flexibility. Whether hosting guests or enjoying quiet evenings, every space is thoughtfully crafted. The unfinished walk-out basement offers endless possibilities—create a lakeside lounge, workshop, or additional living space tailored to your vision. This is more than a home, it's a lifestyle. Rarely does a property of this scale and quality become available on Simonton Lake. Schedule your private tour today and experience lakeside living at its finest.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
Feeser Elementary SchoolGrades PK-61.6 mi
2/10
North Side Middle SchoolGrades 7-83.7 mi
2/10
Elkhart High SchoolGrades 9-125.0 mi

Construction

Condition

  • Year built: 1973

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Gas Cooktop,Freezer,Exhaust Fan,Double Oven,Electric Oven,Trash Compactor,Gas Water Heater,Water Softener Owned,Wine Cooler

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Unfinished,Exterior Entry,Concrete

Bedroom1

  • Level: Main

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 3
  • 1/2 bathrooms: 2
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 168

Family Room

  • Level: Main
  • Area: 315

Features

  • Main Level Bedroom Suite
  • Window features: Window Treatments
  • Flooring: Hardwood,Carpet
  • Number of fireplaces: 3
  • Fireplace features: Family Room,Living Room,1st Bdrm,Gas Log,Insert
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 5,249

Heating & Cooling

  • Heating features: Natural Gas,Conventional,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 10,625
  • Total interior livable area: 5,249 sqft

Kitchen

  • Level: Main
  • Area: 266

Living Room

  • Level: Main
  • Area: 266

Office

  • Level: Main
  • Area: 182

Property

Details

  • Parcel number: 200209453025.000026
  • Other equipment: Pool Equipment,Sump Pump

Features

  • Levels: Two
  • Stories: 2
  • Pool features: In Ground
  • Has view: Yes
  • On waterfront: Yes
  • Waterfront features: Waterfront,Lake,Waterfront-Level Bank,Pier/Dock,Deeded,Lake Front,Ski Lake
  • Waterbody name: Simonton Lake
  • Frontage length: Channel/Canal Frontage(0),Water Frontage(264)

Lot

  • Lot size: 1.50 Acres
  • Features: Level,Lake
  • Lot size dimensions: IRR 264x275

Parking

  • Total spaces: 2
  • Parking features: Attached,Asphalt,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,090$97,080
Home Insurance *$845$10,140
Property Taxes $1,093$13,116
Electricity $481$5,774
Total$10,509$126,108
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$360,308/yr
40% on housing$315,270/yr
45% on housing$280,240/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 4.6%
4.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$305This listing

vs Other Active Listings

Avg $/sqft

ZIP 46514$141
Elkhart County$144

vs Homes Sold Last Month

Median $/sqft

ZIP 46514$134
Elkhart County$136

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-22Listed for sale$1,600,000

For Sale by Agent

AgentJosh Hendricks
BrokerageCreekstone Realty

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