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12667 Creekside Dr, Cedar Lake, IN, 46303

3beds
2baths
1,727sqft
$509,900
$295price/sqft
$3,376/moest. monthly cost
$135,040/yrincome needed

About This Home

PROPOSED CONSTRUCTION LOT PRICE NOT INCLUDED. Welcome to Lot 24 in Oak Brook Community of Cedar Lake, a proposed construction slab-foundation home on a desirable OVERSIZED corner lot in a beautifully maintained, ranch-style neighborhood designed for easy living. This custom builder is known for exceptional quality and attention to detail, offering a rare opportunity to truly make your home your own. Choose from two thoughtfully designed ranch-style base plans, then customize interior wall layouts and finishes to fit your lifestyle. A level of flexibility that sets this builder apart. Homes are designed with a welcoming, grand foyer that makes an immediate impression, leading into open-concept living spaces ideal for both everyday living and entertaining. The spacious primary suite features a private luxury bath and walk-in closet. High-end features include hardwood flooring, 9' ceilings, quartz countertops, custom cabinetry, solid wood doors and trim, and recessed lighting throughout. Oak Brook offers maintenance-free living, allowing you to enjoy the benefits of new construction without the upkeep. Built with durability and efficiency in mind, homes include Andersen windows and doors, quality mechanicals, LP SmartSide siding, and an attached two-car garage. Additional lots are available, giving buyers the opportunity to select layouts, finishes, and color schemes to create a home that reflects their personal style. Multiple lots available (slab, basement, & walkout). build new and enjoy low-maintenance living in Cedar Lake.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

--
5/10
7/10

Construction

Condition

  • Property condition: To Be Built
  • New construction: Yes
  • Year built: 2026

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None
  • Laundry features: Gas Dryer Hookup,Main Level,Laundry Room

Bedroom2

  • Area: 182
  • Dimensions: 14.0 x 13.0

Bedroom3

  • Area: 156
  • Dimensions: 13.0 x 12.0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Double Vanity,Stone Counters,Recessed Lighting,Open Floorplan,Kitchen Island,In-Law Floorplan,High Ceilings,Eat-in Kitchen,Entrance Foyer
  • Finished area above ground: 1,727

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 1,727
  • Total interior livable area: 1,727 sqft

Kitchen

  • Area: 440
  • Dimensions: 20.0 x 22.0

Laundry

  • Area: 64
  • Dimensions: 8.0 x 8.0

Living Room

  • Area: 288
  • Dimensions: 18.0 x 16.0

Primary Bedroom

  • Area: 225
  • Dimensions: 15.0 x 15.0

Property

Details

  • Parcel number: 451521102015000014
  • Special condition: None

Features

  • Levels: One
  • Patio & porch: Enclosed,Rear Porch,Front Porch
  • Has view: Yes
  • View description: Neighborhood,Pond
  • Has water view: Yes
  • Water view: Pond

Lot

  • Lot size: 0.33 Acres
  • Features: Corner Lot

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,578$30,936
Home Insurance *$219$2,628
Property Taxes $395$4,740
Electricity $184$2,212
Total$3,376$40,512
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$115,748/yr
40% on housing$101,280/yr
45% on housing$90,026/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$295This listing

vs Other Active Listings

Avg $/sqft

ZIP 46303$183
Lake County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 46303$168
Lake County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-27Listed for sale$409,900
2026-01-14Listing removed$439,900
2025-10-22Listed for sale$439,900

New Construction

AgentVictoria Langen
BrokerageLangen Realty

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