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1138 Wilson St #1132 & 1128, Bowling Green, KY, 42101

2beds
1baths
906sqft
$230,000
$254price/sqft
$1,558/moest. monthly cost
$62,320/yrincome needed

About This Home

1138, 1132 & 1128 Wilson Street. Three adjoining parcels offered together, delivering 0.8113 acres of residentially zoned land just 1.2 miles from downtown Bowling Green and 1.1 miles from Western Kentucky University's campus. Water, sewer, and electric are already in place across all three lots, eliminating one of the biggest hurdles in any development play. This much acreage near a major university corridor rarely surfaces in one transaction. 1128 Wilson Street sits on 0.459 acres and includes a structure requiring major rehab or removal. 1132 Wilson Street is a clean 0.180 acre vacant lot ready for new construction. 1138 Wilson Street rounds out the package at 0.172 acres and also includes a structure requiring major rehab or removal. Whether the play is new construction rentals targeting the WKU market, a multi-unit development, or a longer term land hold in a high demand corridor, the bones are here. Utilities in, location established, and three adjoining lots under one transaction.

Getting Around

56
WalkingSomewhat Walkable
0
TransitVery Limited Transit
59
BikeBikeable

Schools

2/10
8/10
Bowling Green High SchoolGrades 9-122.5 mi

Construction

Condition

  • Property condition: New Construction
  • Year built: 1910

Materials

  • Foundation: Rock,Stone
  • Roof: Shingle
  • Construction materials: Aluminum Siding,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: No Water Heater
  • Laundry features: None

Basement

  • Basement: None

Bathroom

  • Features: None

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • None
  • Window features: Wood Frames
  • Flooring: None
  • Fireplace features: None

Heating & Cooling

  • Heating features: None,Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 906
  • Total interior livable area: 906 sqft

Kitchen

  • Features: None

Master Bathroom

  • Level: Main

Master Bedroom

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 039B13047

Features

  • Exterior features: Concrete Walks,Lighting
  • Fencing: None
  • Waterbody name: None

Lot

  • Lot size: 0.81 Acres
  • Features: Level,Corner Lot,City Lot

Parking

  • Parking features: None
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Tornado
Cold Wave
Heat Wave
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,163$13,956
Home Insurance *$123$1,476
Property Taxes $118$1,416
Electricity $154$1,850
Total$1,558$18,696
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,417/yr
40% on housing$46,740/yr
45% on housing$41,546/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$254This listing

vs Other Active Listings

Avg $/sqft

ZIP 42101$152
Warren County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 42101$174
Warren County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-22Price change$230,000
2026-05-13Listed for sale$275,000
2024-10-24Listing removed$240,000
2024-07-24Listed for sale$240,000

For Sale by Agent

AgentNikki Adams
BrokerageKeller Williams First Choice R

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