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1120 Monument Dr, Freeport, TX, 77541

5beds
5baths
3,006sqft
$800,000
$266price/sqft
$5,956/moest. monthly cost
$238,240/yrincome needed

About This Home

Built in 2024, this expansive home in Surfside Village offers over 3,000 square feet of living space. It features 4 bedrooms, 5 bathrooms, and a flex room that can serve as a fifth bedroom or office. Designed for functionality, it includes generous storage throughout and two built-in safes. The home is well-situated near City Hall, historic Fort Velasco, Jetty Park, the Surfside Jetty, and the pedestrian beach - away from the hustle & bustle. Three decks provide sweeping bay views and outdoor enjoyment. Built on pilings with electrical outlets, the structure is finished in durable cement board siding. Inside, 8-foot doors and 9-foot ceilings create an open feel. Two HVAC systems ensure comfort across all levels. The primary suite includes a 7x10 walk-in closet with a wall safe, adding to the home’s thoughtful design.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

3/10
4/10
Brazosport High SchoolGrades 9-124.6 mi

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Raised
  • Roof: Composition
  • Construction materials: Cement Siding

Other

  • Builder name: Kortsen Pebler Homes, LLC

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater,Dryer,Refrigerator,Washer,Gas Oven,Gas Range,Dishwasher
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 5

Features

  • High Ceilings,All Bedrooms Up,En-Suite Bath,Walk-In Closet(s)
  • Window features: Window Coverings
  • Flooring: Carpet,Vinyl

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 3,006
  • Total interior livable area: 3,006 sqft

Kitchen

  • Features: Kitchen open to Family Room,Walk-in Pantry

Master Bathroom

  • Features: Full Secondary Bathroom Down,Primary Bath: Double Sinks,Primary Bath: Shower Only,Secondary Bath(s): Shower Only

Property

Details

  • Parcel number: 78750486000

Features

  • Stories: 2
  • Patio & porch: Patio/Deck
  • Exterior features: Balcony
  • Has view: Yes
  • View description: Bay,Water
  • Has water view: Yes
  • Water view: Bay,Water

Lot

  • Lot size: 5,248 sqft
  • Features: Subdivided,0 Up To 1/4 Acre

Parking

  • Total spaces: 4
  • Parking features: No Garage,Additional Parking,Double-Wide Driveway,Attached Carport
  • Covered spaces: 4
  • Carport: Yes
  • Carport spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Inland Flooding
Lightning
Tornado
Wildfire
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,045$48,540
Home Insurance *$455$5,460
Property Taxes $1,126$13,512
Electricity $330$3,960
Total$5,956$71,472
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$204,205/yr
40% on housing$178,680/yr
45% on housing$158,826/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.3%
4.3%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$266This listing

vs Other Active Listings

Avg $/sqft

ZIP 77541$162
Brazoria County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 77541$176
Brazoria County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-23Price change$800,000
2025-10-24Listed for sale$490,000

For Sale by Agent

AgentMonica Darr
BrokerageAmerican Realty

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