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3 Hammock Bay Blvd, Apollo Beach, FL, 33572

4beds
5baths
4,362sqft
$2,228,500
$511price/sqft
$14,823/moest. monthly cost
$592,920/yrincome needed

About This Home

One or more photo(s) has been virtually staged. Pre-Construction. To be built. Photos of a similar model with featured upgrades. Welcome to Hammock Bay - Apollo Beach's final new waterfront home community. This exclusive gated neighborhood features private roads and deepwater access to Tampa Bay, offering the perfect combination of privacy, freedom, and coastal luxury. Hammock Bay includes 47 homesites, with 46 positioned directly on the water. Lot sizes average 75 feet wide by 150 to 190 feet deep, providing generous front and rear yards rarely found in the area. No CDD fees and low HOA costs mean more flexibility and long-term value. Buyers have the freedom to select their own builder, provided they meet community development standards. Lots 1-22 require a minimum of 3,500 sq. ft. of living area, while Lots 23-46 require a minimum of 4,500 sq. ft. Each homesite offers ample room to design and build a custom residence suited to your lifestyle. The community offers quick, deepwater access to Tampa Bay, ideal for boating, fishing, and waterfront dining. Site development is underway and progressing quickly, with final plat completion expected in January 2026. Home construction may begin once the final plat is recorded, and owners will have two years after closing to commence building. Don't miss this rare opportunity to own new waterfront property in Apollo Beach. Contact us today for available lots, pricing, and to schedule a private site tour.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
2/10
Eisenhower Middle SchoolGrades 2-3,5-124.5 mi
3/10
Lennard High SchoolGrades 9-123.1 mi

Construction

Condition

  • Property condition: Pre-Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Other
  • Construction materials: Block

Other

  • Builder name: Bartlett Custom Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Other
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Other,Walk-In Closet(s)
  • Flooring: Other

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,362
  • Total interior livable area: 4,362 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: LOT 3 HAMMOCK BAY BLVD, APOLLO BEACH, FL 33572
  • Zoning: RES
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Other
  • Has view: Yes
  • View description: Canal
  • Has water view: Yes
  • Water view: Canal
  • On waterfront: Yes
  • Waterfront features: Canal - Saltwater,Bay/Harbor Access,Saltwater Canal Access

Lot

  • Lot size: 10,658 sqft
  • Lot size dimensions: 74 x 146 x 73 x 149

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Tornado
Cold Wave
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters in Hillsborough County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $11,268$135,216
Home Insurance *$1,558$18,696
Property Taxes $1,559$18,708
Electricity $438$5,267
Total$14,823$177,876
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$508,217/yr
40% on housing$444,690/yr
45% on housing$395,280/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$511This listing

vs Other Active Listings

Avg $/sqft

ZIP 33572$229
Hillsborough County$216

vs Homes Sold Last Month

Median $/sqft

ZIP 33572$222
Hillsborough County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-28Listed for sale$2,228,500

New Construction

AgentAmber Mills
BrokerageCENTURY 21 BEGGINS ENTERPRISES

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