See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

835 Gangplank Rd Unit 113, Moneta, VA, 24121

3beds
3baths
1,453sqft
$680,000
$468price/sqft
$4,119/moest. monthly cost
$164,760/yrincome needed

About This Home

Experience luxury waterfront living in this fully renovated 3-bedroom, 3 bath penthouse condos in the prestigious Waterfront Country Club community. This end unit residence offers exceptional natural light, sweeping water views, and the convenience of elevator access from the parking area--no steps required. Completely reimagined by builder Ken Broden in 2018-2019, the condo features updated HVAC, water heater, washer& dryer, and all major appliances (2019). Check Documents for updates. Open great room, primary bedroom, and closet enlarged; all baths remodeled. The spacious, open layout is designed for comfort and effortless entertaining. The upstairs suite has a balcony overlooking the lake. A covered boat dock is included, making this an ideal home for those who love life on the water. Channel Marker: R25; Number Covered Slips: 1, A-Roof; Floater; Stationary; Boat Hoist; Assign Dock; Community Dock; Community Boat Ramp. Membership to The Waterfront Country Club is available check with the listing agent The Waterfront Country Club in Moneta, Virginia is a 750-acre private golf community boasting 8.5 miles of shoreline in a luxurious natural setting. Residents of this amenity-rich neighborhood located on the northwest side of Smith Mountain Lake in Franklin County are treated to breathtaking golf course and lake views, the privacy of spacious lots and the convenience of living only minutes from Westlake Towne Center. Golf at The Waterfront Country Club In addition to the hundreds of Smith Mountain Lake waterfront and off-water real estate options here, many of the homes offer residents the opportunity to be situated on or very near the country club's recreational amenities. The golf course at The Waterfront is a nearly 7,000-yard community highlight built by George Dillon of the Fazio Group in 1984. The 18-hole PGA Championship course was the first course established at Smith Mountain Lake. It follows a distinctive layout across the hilly topography of the land making for a stimulating experience round after round, challenging for the advanced player yet playable for those with a higher handicap. The Waterfront course is a place where players can sharpen their golf game in the most beautiful of settings and alongside friendly course staff and fellow members. Members enjoy access to onsite golf professionals, driving range and regular competitions, events and groups. Amenities at The Waterfront Country Club The Waterfront's 22,000 square foot country club provides a welcoming community center with a variety of lifestyle enhancements. The pro shop, state-of-the-art fitness center, 19th Hole Lounge, locker rooms, banquet center and fine dining restaurant perfectly complement the classic yet casual character of the community. Improve your tennis game at one of the two outdoor tennis courts or spend leisurely summer days by the junior Olympic sized outdoor pool. All this with access to the exciting recreational and relaxing opportunities on Smith Mountain Lake too. You'll love living at this exceptional Smith Mountain Lake real estate development - The Waterfront Country Club.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

7/10
Dudley Elementary SchoolGrades PK-56.0 mi
5/10
Ben. Franklin Middle-WestGrades 6-814.5 mi
4/10
Franklin County High SchoolGrades 9-1214.7 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 1985

Materials

  • Construction materials: Wood

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dryer,Washer,Dishwasher,Microwave,Gas Range,Refrigerator

Bedroom2

  • Level: E

Bedroom3

  • Level: U

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Area

  • Level: E

Features

  • Storage
  • Door features: Insulated
  • Window features: Insulated Windows,Skylight(s)
  • Flooring: Carpet,Ceramic Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Great Room,Other - See Remarks
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,453

Great Room

  • Level: E

Heating & Cooling

  • Heating features: Heat Pump Electric
  • Cooling features: Heat Pump Electric

Interior Area

  • Total structure area: 1,653
  • Total interior livable area: 1,453 sqft

Kitchen

  • Level: E

Laundry

  • Level: E

Primary Bedroom

  • Level: E

Property

Details

  • Parcel number: 031 03111 00
  • Attached to another structure: Yes
  • Zoning: RPD

Features

  • Has view: Yes
  • View description: Sunrise
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Waterfront,Main Channel
  • Waterbody name: Smith Mtn Lake

Lot

  • Features: Views

Parking

  • Parking features: Off Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Lightning
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,438$41,256
Home Insurance *$196$2,352
Property Taxes $283$3,396
Electricity $202$2,433
Total$4,119$49,428
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$141,222/yr
40% on housing$123,570/yr
45% on housing$109,840/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$468This listing

vs Other Active Listings

Avg $/sqft

ZIP 24121$297
Franklin County$240

vs Homes Sold Last Month

Median $/sqft

ZIP 24121$239
Franklin County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$680,000
2026-04-09Pending sale$680,000
2026-04-04Listed for sale$680,000
2017-06-28Sold$362,000

For Sale by Agent

AgentDEBORAH F BERAN
BrokerageDEB BERAN PROPERTIES

Similar Homes