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206 S Woodrow Ave, Gallup, NM, 87301

--beds
--baths
1,781sqft
$159,000
$89price/sqft
$1,087/moest. monthly cost
$43,480/yrincome needed

About This Home

Tri-plex containing two efficiency units and one, two bed one bath unit. Fully occupied, with leases. Nicely located property, just a block from the Catholic Church located on Green St., and close to downtown Gallup. Call us today if you'd like to see it.

Getting Around

74
WalkingVery Walkable
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

4/10
Lincoln Elementary SchoolGrades PK-50.8 mi
7/10
Gallup Middle SchoolGrades 6-80.5 mi
4/10
Gallup High SchoolGrades 9-125.0 mi

Construction

Condition

  • Year built: 1918

Materials

  • Roof: Pitched,Shingle,Down Spouts
  • Construction materials: Frame,Stucco

Type & Style

  • Home type: MultiFamily
  • Architectural style: Conventional
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Range Hood,Free-Standing Range,Refrigerator,Gas Water Heater

Features

  • Window features: Drapes
  • Flooring: Carpet,Vinyl,Wood

Heating

  • Heating features: Natural Gas,Panel Ray

Interior Area

  • Total structure area: 1,781
  • Total interior livable area: 1,781 sqft

Property

Details

  • Parcel number: 2105088126201

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Rain Gutters

Lot

  • Lot size: 2,822 sqft
  • Features: Sidewalk

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Winter Weather
Inland Flooding

FEMA Declared Disasters in McKinley County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $803$9,636
Home Insurance *$90$1,080
Property Taxes $46$552
Electricity $148$1,780
Total$1,087$13,044
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,268/yr
40% on housing$32,610/yr
45% on housing$28,986/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 12.1%
12.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$89This listing

vs Other Active Listings

Avg $/sqft

ZIP 87301$120
McKinley County$119

vs Homes Sold Last Month

Median $/sqft

ZIP 87301$133
McKinley County$141

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-04Price change$197,000
2025-10-23Listed for sale$215,000

For Sale by Agent

AgentGeorge Anast
BrokerageKeller Williams Realty Gallup Living

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