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464 S Walnut St, Sumner, MS, 38957

3beds
2baths
2,100sqft
$175,000
$83price/sqft
$2,001/moest. monthly cost
$80,040/yrincome needed

About This Home

BACK ON THE MARKET! This 3-bedroom, 2-bath home offers a practical layout with an open living area and solid potential for updates or rental use. The property features a functional floor plan that allows for customization to meet your investment or personal goals. Whether you are a local buyer looking to personalize a home or an investor seeking a property with value-add potential, this residence presents an opportunity to improve and position according to your strategy. Buyers are encouraged to conduct their own due diligence regarding condition, repairs, and intended use. Contact for additional details or to schedule a showing.

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

2/10
5/10

Construction

Condition

  • Property condition: Move In Ready
  • Year built: 2024

Materials

  • Foundation: Slab
  • Roof: Other
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Refrigerator,Washer
  • Laundry features: Laundry Room

Bathroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Other
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 2,100
  • Total interior livable area: 2,100 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Master Bathroom

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 076j08006

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Other
  • Exterior features: Private Yard
  • On waterfront: Yes
  • Waterfront features: Bayou

Lot

  • Lot size: 0.97 Acres

Parking

  • Total spaces: 2
  • Parking features: None
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Heat Wave
Lightning
Tornado
Drought
Earthquake
Hail
Inland Flooding

FEMA Declared Disasters in Tallahatchie County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$857$10,284
Property Taxes $65$780
Electricity $195$2,343
Total$2,001$24,012
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,605/yr
40% on housing$60,030/yr
45% on housing$53,360/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$83This listing

vs Other Active Listings

Avg $/sqft

ZIP 38957$64
Tallahatchie County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 38957
Tallahatchie County$41

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-28Listed for sale$175,000
2026-01-01Listing removed$210,000
2025-11-10Price change$210,000
2025-10-23Listed for sale$220,000

For Sale by Agent

AgentAshley L Hammond
BrokerageHarris & Harris Realty Group

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