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5123 20TH STREET W, Bradenton, FL, 34207

2beds
1baths
864sqft
$235,000
$272price/sqft
$1,851/moest. monthly cost
$74,040/yrincome needed

About This Home

MULTIPLE OFFERS RECEIVED - HIGHEST AND BEST DUE BY MONDAY AUG 3RD BY 4PM!! Tropical curb appeal, timeless construction, and endless backyard potential await at this charming block-built home. Framed by beautiful palm trees that instantly bring the Florida vibe, this property sits on a spacious, nearly quarter-acre fenced lot with room to relax, entertain, or create your dream outdoor oasis. Inside, you'll find an open-concept layout full of character, highlighted by a stunning brick accent wall, along with a one-car garage and washer and dryer for added convenience. The oversized screened-in lanai is the perfect place to enjoy your morning coffee or unwind in the evenings, while the expansive backyard offers endless possibilities for a pool, garden, or play space. Built with the quality and craftsmanship you don't often find today, this home is located outside of a flood zone, less than 20 minutes from the beautiful beaches of Anna Maria Island, and just minutes from Detwiler's Farm Market, giving you the perfect combination of classic charm, everyday convenience, and the Florida lifestyle. Schedule your showing today!

Getting Around

25
WalkingCar-Dependent
31
TransitSome Transit
41
BikeSomewhat Bikeable

Schools

4/10
3/10
Southeast High SchoolGrades 8-122.3 mi
2/10
W. D. Sugg Middle SchoolGrades 6-82.6 mi

Construction

Condition

  • Year built: 1961

Materials

  • Foundation: Slab
  • Roof: Membrane,Other
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Water Heater,Range,Refrigerator,Washer,Water Purifier Owned
  • Laundry features: Inside

Balcony Porch Lanai

  • Level: First
  • Area: 150
  • Dimensions: 10x15

Bedroom2

  • Features: Coat Closet
  • Level: First
  • Area: 121
  • Dimensions: 11x11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dinette

  • Level: First
  • Area: 88
  • Dimensions: 8x11

Features

  • Ceiling Fan(s),Kitchen/Family Room Combo,Living Room/Dining Room Combo,Primary Bedroom Main Floor,Open Floorplan
  • Door features: Sliding Doors
  • Window features: Window Treatments
  • Flooring: Carpet,Ceramic Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,408
  • Total interior livable area: 864 sqft

Kitchen

  • Level: First
  • Area: 88
  • Dimensions: 8x11

Living Room

  • Level: First
  • Area: 220
  • Dimensions: 11x20

Primary Bathroom

  • Features: Tub With Shower
  • Level: First

Primary Bedroom

  • Features: Coat Closet
  • Level: First
  • Area: 121
  • Dimensions: 11x11

Property

Details

  • Parcel number: 5315400001
  • Zoning: RSF6
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Deck,Patio,Porch,Screened
  • Exterior features: Rain Gutters
  • Fencing: Fenced

Lot

  • Lot size: 9,670 sqft
  • Features: City Lot,In County,Sidewalk

Parking

  • Total spaces: 1
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Manatee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,188$14,256
Home Insurance *$126$1,512
Property Taxes $340$4,080
Electricity $197$2,366
Total$1,851$22,212
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,462/yr
40% on housing$55,530/yr
45% on housing$49,360/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$272This listing

vs Other Active Listings

Avg $/sqft

ZIP 34207$100
Manatee County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 34207$237
Manatee County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Pending sale$235,000
2026-07-30Listed for sale$235,000
2019-05-24Listing removed$1,250
2019-05-14Price change$1,250
2019-05-02Listed for rent$1,300
2015-11-05Sold$120,000
2015-09-02Listed for sale$135,000
2008-04-23Sold$40,000

For Sale by Agent

AgentKarina Grajcarek
BrokerageEXP REALTY LLC

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