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12744-46 Stoepel St, Detroit, MI, 48238

6beds
2baths
3,744sqft
$189,900
$51price/sqft
$2,185/moest. monthly cost
$87,400/yrincome needed

About This Home

INVESTOR'S GEM or PERFECT OWNER- OCCUPIED OPPORTUNITY!! LIVING ONE UNIT and LEASE THE OTHER UNIT OUT! 3 bedrooms, 1 full bath up and down. Property completely renovated and ready for you or your tenants to move in. Separately utilities, private entrances, separate basements with laundry, large living room with fireplace, and large dining room, all bedrooms are oversized, lots of closets spaces and storage, large fenced-in backyard with a two-car side entrance garage. FHA & VA BUYERS WELCOME! Close to freeways, schools and shops. ALL MEASUREMENTS ARE APPROXIMATE BUYER & BUYER AGENT TO VERIFY.

Getting Around

55
WalkingSomewhat Walkable
47
TransitSome Transit
55
BikeBikeable

Schools

3/10
4/10

Construction

Condition

  • Year built: 1926

Materials

  • Foundation: Basement,Poured
  • Roof: Asphalt
  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Architectural style: Bungalow
  • Property subType: Multi Family

Interior

Appliances

  • Laundry features: Electric Dryer Hookup,Gas Dryer Hookup,Laundry Room,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area below ground: 1,248
  • Finished area above ground: 2,496

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fans,Central Air

Interior Area

  • Total interior livable area: 3,744 sqft

Property

Details

  • Parcel number: W16I018824S
  • Zoning description: MultiFamily, Residential
  • Special condition: Short Sale No,Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered,Enclosed,Patio,Porch
  • Exterior features: Awnings,Balcony,Lighting,Private Entrance

Lot

  • Lot size: 3,920 sqft
  • Lot size dimensions: 36 x 108

Parking

  • Total spaces: 2
  • Parking features: Garage,Lighted
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tsunami

FEMA Declared Disasters in Wayne County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$585$7,020
Property Taxes $232$2,784
Electricity $408$4,900
Total$2,185$26,220
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,914/yr
40% on housing$65,550/yr
45% on housing$58,266/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$51This listing

vs Other Active Listings

Avg $/sqft

ZIP 48238$58
Wayne County$99

vs Homes Sold Last Month

Median $/sqft

ZIP 48238$59
Wayne County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Price change$204,900
2026-03-04Listed for sale$209,900
2026-01-05Listing removed$189,500
2025-12-01Price change$189,500
2025-11-11Price change$189,900
2025-10-24Listed for sale$199,900

For Sale by Agent

AgentDarren Johnson
BrokerageJohnson Premier Realty Co

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