




12744-46 Stoepel St, Detroit, MI, 48238
About This Home
INVESTOR'S GEM or PERFECT OWNER- OCCUPIED OPPORTUNITY!! LIVING ONE UNIT and LEASE THE OTHER UNIT OUT! 3 bedrooms, 1 full bath up and down. Property completely renovated and ready for you or your tenants to move in. Separately utilities, private entrances, separate basements with laundry, large living room with fireplace, and large dining room, all bedrooms are oversized, lots of closets spaces and storage, large fenced-in backyard with a two-car side entrance garage. FHA & VA BUYERS WELCOME! Close to freeways, schools and shops. ALL MEASUREMENTS ARE APPROXIMATE BUYER & BUYER AGENT TO VERIFY.
Getting Around
Schools
Construction
Condition
- Year built: 1926
Materials
- Foundation: Basement,Poured
- Roof: Asphalt
- Construction materials: Brick
Type & Style
- Home type: MultiFamily
- Architectural style: Bungalow
- Property subType: Multi Family
Interior
Appliances
- Laundry features: Electric Dryer Hookup,Gas Dryer Hookup,Laundry Room,Washer Hookup
Basement
- Has basement: Yes
- Basement: Unfinished
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 2
- Full bathrooms: 2
Features
- Finished area below ground: 1,248
- Finished area above ground: 2,496
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Ceiling Fans,Central Air
Interior Area
- Total interior livable area: 3,744 sqft
Property
Details
- Parcel number: W16I018824S
- Zoning description: MultiFamily, Residential
- Special condition: Short Sale No,Standard
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Patio & porch: Covered,Enclosed,Patio,Porch
- Exterior features: Awnings,Balcony,Lighting,Private Entrance
Lot
- Lot size: 3,920 sqft
- Lot size dimensions: 36 x 108
Parking
- Total spaces: 2
- Parking features: Garage,Lighted
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Heat Wave
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Wayne County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $960 | $11,520 |
| Home Insurance * | $585 | $7,020 |
| Property Taxes | $232 | $2,784 |
| Electricity | $408 | $4,900 |
| Total | $2,185 | $26,220 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-22 | Price change | $204,900 |
| 2026-03-04 | Listed for sale | $209,900 |
| 2026-01-05 | Listing removed | $189,500 |
| 2025-12-01 | Price change | $189,500 |
| 2025-11-11 | Price change | $189,900 |
| 2025-10-24 | Listed for sale | $199,900 |
