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2044 Iron Ridge Ln, Naperville, IL, 60563

3beds
3baths
1,992sqft
$719,990
$361price/sqft
$5,156/moest. monthly cost
$206,240/yrincome needed

About This Home

*Below Market Interest Rate Available for Qualified Buyers* *Coming soon! Now scheduling private consultations.* 2-Story Luxury Townhomes in Naperville. Welcome to Northwoods of Naperville! Wooded homesites with views of Herrick Lake Forest Preserve, minutes from I-88 and downtown Naperville. The Teagan plan offers the perfect blend of sophistication and comfort, featuring 3 spacious bedrooms, 2.5 designer bathrooms, and a walkout basement. A welcoming foyer with a volume ceiling leads you into the open-concept main living area, where the family room, gourmet kitchen, dining area and outdoor deck flow seamlessly together. The kitchen's center island, ample counter space, and elegant cabinetry make it the heart of the home-perfect for casual meals or entertaining guests. The mud room off the 2-car garage keeps everyday essentials organized, while a conveniently located powder bath adds practicality to the main floor. Upstairs, the owner's suite exudes sophistication with its spacious layout. The en-suite bath features dual sinks, a luxury bath with a tub and a tiled shower and a generous walk-in closet. Two additional bedrooms and a full bathroom provide plenty of room for comfort and privacy, while the second-floor laundry simplifies daily routines. The full walk-out basement with a second outdoor deck offers abundant storage and the flexibility to create the space you've always wanted-whether that's a home gym, entertainment area, or guest suite. Nestled in a sought-after wooded community with top-rated schools, nearby parks, and vibrant dining and shopping options, this townhome is a rare find. Luxury, location, and lifestyle-all in one. Broker must be present at clients first visit to any community. Lot 4.03

Getting Around

11
WalkingCar-Dependent
25
TransitSome Transit
31
BikeSomewhat Bikeable

Schools

8/10
Beebe Elementary SchoolGrades K-51.8 mi
8/10
Jefferson Jr High SchoolGrades 6-81.4 mi
9/10

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Brick,Other

Other

  • Builder model: TEAGAN-FHB
  • Builder name: M/I Homes

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse,Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher
  • Laundry features: Gas Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Unfinished,Walk-Out Access

Bedroom2

  • Level: Second
  • Area: 130
  • Dimensions: 13X10

Bedroom3

  • Level: Second
  • Area: 110
  • Dimensions: 11X10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 108
  • Dimensions: 12X09

Family Room

  • Level: Main
  • Area: 238
  • Dimensions: 17X14

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,992 sqft

Kitchen

  • Features: Kitchen (Island,Pantry-Closet)
  • Level: Main
  • Area: 130
  • Dimensions: 13X10

Laundry

  • Level: Second
  • Area: 48
  • Dimensions: 8X6

Master Bedroom

  • Features: Bathroom (Full)
  • Level: Second
  • Area: 221
  • Dimensions: 17X13

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0920322001
  • Special condition: None

Features

  • Patio & porch: Deck,Porch
  • Exterior features: Balcony

Lot

  • Lot size: 1,664 sqft
  • Features: Landscaped
  • Lot size dimensions: 26 x 64

Parking

  • Total spaces: 2
  • Parking features: Asphalt,Garage,Yes,Garage Owned,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Strong Wind

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,640$43,680
Home Insurance *$230$2,760
Property Taxes $1,133$13,596
Electricity $153$1,838
Total$5,156$61,872
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$176,777/yr
40% on housing$154,680/yr
45% on housing$137,493/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$361This listing

vs Other Active Listings

Avg $/sqft

ZIP 60563$301
DuPage County$270

vs Homes Sold Last Month

Median $/sqft

ZIP 60563$267
DuPage County$260

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$825,430
2026-04-01Price change$815,430
2026-03-13Price change$810,430
2026-03-09Listed for sale$770,690
2026-03-06Listing removed$770,690
2026-02-03Price change$770,690
2025-12-15Price change$765,690
2025-12-10Price change$760,490
2025-10-24Listed for sale$750,490

New Construction Spec

AgentLinda Little, CNC,CSC,E-PRO,RSPS,SFR,SRES
BrokerageLittle Realty

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