See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

3580 N West Shafer Dr, Monticello, IN, 47960

3beds
2baths
1,953sqft
$399,900
$205price/sqft
$2,607/moest. monthly cost
$104,280/yrincome needed

About This Home

New construction by Majestic Custom Homes of Lafayette. Majestic Custom Homes of Lafayette presents the Sunset Retreat. The Sunset Retreat is a ranch style home with approximately 1,953 sq. ft. with an open concept and split floor plan. This home has 3 bedrooms and 2 full baths. The primary suite features a walk in tile shower ,double vanities, and a spacious walk in closet. This house has a 3 car garage, a front porch and back porch. This home is located close to TCC Golf Course and Lake Shafer. Schedule your showing today to see what all this Majestic Home has to offer!

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

6/10
5/10
Roosevelt Middle SchoolGrades 6-84.4 mi
5/10

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Other

  • Builder name: Majestic Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Electric Range,Gas Water Heater
  • Laundry features: Main Level

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: Main
  • Area: 225

Features

  • Main Level Bedroom Suite
  • Flooring: Carpet,Vinyl,Ceramic Tile
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,953

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,953
  • Total interior livable area: 1,953 sqft

Kitchen

  • Level: Main
  • Area: 144

Living Room

  • Level: Main
  • Area: 288

Property

Details

  • Parcel number: 917308000010.400020

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.38 Acres
  • Features: Level,0-2.9999
  • Lot size dimensions: 110x150

Parking

  • Total spaces: 3
  • Parking features: Attached,Concrete
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Tornado
Hail
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$215$2,580
Property Taxes $186$2,232
Electricity $184$2,212
Total$2,607$31,284
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,382/yr
40% on housing$78,210/yr
45% on housing$69,520/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 6.9%
6.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$205This listing

vs Other Active Listings

Avg $/sqft

ZIP 47960$142
White County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 47960
White County$196

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-25Listed for sale$399,900

New Construction

AgentTriva Woodley
BrokerageVOGEL REAL ESTATE

Similar Homes