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702&702 1/2 McKinley Ave NE, Huntsville, AL, 35801

2beds
2baths
1,550sqft
$345,000
$223price/sqft
$2,308/moest. monthly cost
$92,320/yrincome needed

About This Home

Two Properties 702 & 702-1/2. C-1 Zoned Com/Res. Main Bldg Circa 1905 (1085sf). Rear building ~1950(465sf). Main Bldg has high ceilings, original heart of pine flooring, two original fireplaces, full kitchen, bathroom, front and rear porch areas, ample parking. Drive through double gate to rear building. Rear building currently office space, includes galley kitchen and 3/4 bath. Easy downtown and I565 access. Rear alley access. Super income or owner occupant options. Both buildings have been used as residential in the past. Future single family residential use would be subject to city approval.

Getting Around

68
WalkingSomewhat Walkable
17
TransitMinimal Transit
58
BikeBikeable

Schools

5/10
3/10
Lee High SchoolGrades 9-120.6 mi

Construction

Materials

  • Foundation: Slab

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: First
  • Area: 195

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Number of fireplaces: 2
  • Fireplace features: Two
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central 2
  • Cooling features: Central 2

Interior Area

  • Total interior livable area: 1,550 sqft

Kitchen

  • Features: Ceiling Fan(s),Laminate Floor
  • Level: First
  • Area: 182

Living Room

  • Features: 9’ Ceiling,Fireplace,Wood Floor
  • Level: First
  • Area: 225

Master Bedroom

  • Features: Wood Floor
  • Level: First
  • Area: 195

Property

Details

  • Parcel number: 1407254002034.000

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 6,532 sqft
  • Lot size dimensions: 46 x 142

Parking

  • Parking features: Attached Carport,Alley Access,Driveway-Concrete,Parking Lot,Parking Pad

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,744$20,928
Home Insurance *$212$2,544
Property Taxes $112$1,344
Electricity $240$2,881
Total$2,308$27,696
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,131/yr
40% on housing$69,240/yr
45% on housing$61,546/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.3%
6.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$223This listing

vs Other Active Listings

Avg $/sqft

ZIP 35801$207
Madison County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 35801$198
Madison County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Price change$345,000
2026-02-25Price change$349,900
2025-12-07Price change$354,900
2025-10-25Listed for sale$364,900

For Sale by Agent

AgentDavid Frederick
BrokerageDavid Frederick Realty

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