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812 Spikeresh Way, Joppa, MD, 21085

5beds
4baths
2,469sqft
$558,490
$226price/sqft
$3,840/moest. monthly cost
$153,600/yrincome needed

About This Home

New Construction –5 bedroom - October Delivery - . Ridgely’s Reserve is Harford County’s most sought after premier single-family community. Ridgley’s Reserve sits high over peaceful Harford County and provides breathtaking views of the tree lined community. Once inside the spacious, airy, greenery filled neighborhood its immediately evident that the developer put a lot of thought into the details. The Brick monuments, beautiful landscaping, large lots, playground, widened streets, pocket parks, walking trails, extra parking and more all come together to provide the community members a quiet, comfortable place to call home. The Eastover floor plan by D.R.Horton is a one of our most popular three-story, finished basement, floor plans. Sitting at 2479 square feet, it features a large two car garage, sun-drenched front porch, 4 spacious bedrooms, plus 2 and a half baths. Upon entering the home form the front door, you will be greeted with a flex space that would be a perfect office, sitting room, playroom or anything that fits your needs. The Eastover has a charming kitchen with a 5-foot stone island, perfect for entertaining. The home includes all the stainless-steel appliances , granite countertops, expansive walk-in pantry and plenty of cabinets and countertop space ready for entertaining family & friends. The kitchen flows effortlessly into the great room where you can enjoy your morning coffee in the cozy sunlight room. The stairs are politely tucked in to the middle of the house and offer a wide staircase that makes moving up and down simple. The owner’s suite is expansive and has large windows that allow for a bright warm space with tons of natural light, the room features a large walk -in closet, bathroom suite with elevated double vanities, granite countertops, private water closet and a classic tile shower. In addition, the second floor offers the conveniently located laundry room with a huge storage area that makes for an amazing organizational space! In addition, the upstairs has three spacious bedrooms that share a full bathroom. Continue the party in the finished lower-level Rec Room which will surely impress your guests. The finished basement has additional space that could be finished in the future to make a fifth bedroom and full bathroom suite. Every Eastover home includes D.R. Horton's Home is Connected® package, an industry leading security smart home product that keeps homeowners connected with the people and place they value the most. The technology allows homeowners to monitor and control their home from the couch or across the globe. You will also enjoy the community walking trail, gazebo, park benches, tot lot and much more… Come see why Ridgely's reserve is the place to be!

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

7/10
4/10
Magnolia Middle SchoolGrades 6-81.3 mi
4/10
Joppatowne High SchoolGrades 9-121.4 mi

Construction

Condition

  • Property condition: Excellent
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Concrete Perimeter
  • Roof: Architectural Shingle,Asphalt
  • Construction materials: Vinyl Siding

Other

  • Builder model: Eastover
  • Builder name: D.R. Horton homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Traditional,A-Frame
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Cooktop,Dishwasher,Disposal,Energy Efficient Appliances,Exhaust Fan,Oven,Oven/Range - Gas,Range Hood,Refrigerator,Stainless Steel Appliance(s),Water Heater,Gas Water Heater
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Concrete,Sump Pump

Bathroom2

  • Level: Upper

Bathroom3

  • Level: Lower

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedroom5

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Attic,Dining Area,Efficiency,Entry Level Bedroom,Family Room Off Kitchen,Open Floorplan,Kitchen - Gourmet,Kitchen Island,Recessed Lighting,Upgraded Countertops,Walk-In Closet(s),9'+ Ceilings,Dry Wall
  • Door features: Insulated
  • Window features: Low Emissivity Windows
  • Flooring: Ceramic Tile,Carpet,Laminate
  • Finished area below ground: 300
  • Finished area above ground: 2,169

Foyer

  • Level: Main

Great Room

  • Level: Main

Half Bath

  • Level: Main

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,469
  • Total interior livable area: 2,469 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Upper

Office

  • Level: Main

Primary Bathroom

  • Level: Upper

Primary Bedroom

  • Level: Upper

Recreation Room

  • Level: Lower

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1301403413
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Exterior features: Sidewalks,Street Lights

Lot

  • Lot size: 7,500 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Hurricane
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,824$33,888
Home Insurance *$195$2,340
Property Taxes $507$6,084
Electricity $314$3,774
Total$3,840$46,080
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$131,657/yr
40% on housing$115,200/yr
45% on housing$102,400/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$226This listing

vs Other Active Listings

Avg $/sqft

ZIP 21085$180
Harford County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 21085$196
Harford County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-01Listed for sale$558,490

New Construction

AgentJustin K Wood
BrokerageD.R. Horton Realty of Virginia, LLC

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