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230 Centerline Roper Loop, Byhalia, MS, 38611

5beds
4baths
3,175sqft
$540,000
$170price/sqft
$3,677/moest. monthly cost
$147,080/yrincome needed

About This Home

Welcome to 230 Centerline Roper Loop - Byhalia, MS Custom Magnolia floor plan. Tucked away in a peaceful rural setting on 1.5 acres, this stunning 2025-built home offers the perfect blend of space, style, and modern comfort. With 5 bedrooms and 4 full baths, there's room for everyone to spread out and make it their own. Step inside to durable, low-maintenance LVP flooring throughout and a cozy fireplace that anchors the living space. The layout includes a spacious upstairs, ideal for additional bedrooms, a bonus room, or flex space to fit your family's needs. Car enthusiasts and hobbyists will love the 3-car garage, offering plenty of room for vehicles, storage, or a workshop. And with a private well system, you'll enjoy the benefit of no water bill — a rare perk that adds real long-term value. Best of all, this nearly-new home still carries a builder's warranty through 12/21, giving buyers extra peace of mind. Don't miss your chance to own a like-new home with acreage, privacy, and modern finishes — all just a short drive from town. The seller is willing to provide $5,000 in buyer concessions. Schedule your showing today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

3/10
5/10
Byhalia High SchoolGrades 9-124.2 mi
4/10

Construction

Condition

  • Property condition: Move In Ready
  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Asphalt
  • Construction materials: Brick,Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Gas Range,Refrigerator,Washer/Dryer,Water Heater
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Ceiling Fan(s),Double Vanity,Granite Counters,High Ceilings,Open Floorplan
  • Flooring: Vinyl,Carpet
  • Fireplace features: Living Room,Bath
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Fireplace(s)
  • Cooling features: Ceiling Fan(s),Central Air,Gas

Interior Area

  • Total structure area: 3,175
  • Total interior livable area: 3,175 sqft

Property

Details

  • Parcel number: 1930607400

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Brick
  • Exterior features: None
  • Fencing: None
  • Waterfront features: None

Lot

  • Lot size: 1.50 Acres
  • Features: Landscaped

Parking

  • Total spaces: 3
  • Parking features: Concrete
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Earthquake
Heat Wave
Inland Flooding
Lightning
Hail
Ice Storm
Strong Wind
Wildfire

FEMA Declared Disasters in Marshall County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,730$32,760
Home Insurance *$382$4,584
Property Taxes $270$3,240
Electricity $295$3,542
Total$3,677$44,124
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$126,068/yr
40% on housing$110,310/yr
45% on housing$98,053/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -8.5%
-8.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$170This listing

vs Other Active Listings

Avg $/sqft

ZIP 38611$170
Marshall County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 38611$174
Marshall County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-18Listed for sale$540,000
2025-12-19Sold--
2025-10-26Pending sale$509,330

For Sale by Agent

AgentTarrah Lockhart
BrokerageW Real Estate LLC

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