3515 Clayton B Rd, Joppa, MD, 21085
About This Home
***20.591 PREMIUM, SCENIC ACRES CAN BE YOUR OWN PRIVATE BACKYARD RETREAT / PLAYGROUND TO HAVE FUN, EXPLORE AND ENJOY ALL YEAR LONG***People Go On Vacation for This Living!!!**Private, Treed and Wooded, with Streams and Creek, a Natural Paradise for Personal Retreat and Serenity, for a Therapeutic Sanctuary, for Hiking, Biking, Cycling and ATV and Cart Trailing, for Tent and RV Camping, for Exploration, for Animal Watching, and for Permitted Hunting**The Living Mural Seasonal Landscapes here are always Ever-Changing. Get Outside. Get to Nature. Make Your Own Paths. Blaze Your Own Trails. Explore. Retreat. Camp Out. Hunt. Farm. Ride. Sit at a Picnic Table. This is a Special Property**Zoned Residential, w/Numerous Agricultural Uses and w/Large Land Area**Per Harford County, No Additional Building Rights Available**Bring Your DREAMS**Existing House sits far back off Clayton Road. There is a PRIVATE AND PERSONAL LONG, Concrete DRIVEWAY ACCESS, AND there is an Additional Easement for Ingress and Egress across the Adjacent Lot 4 from Clayton Road. Multiple Concrete Parking Pads.**NO HOA Restrictions or Fees, so bring your BOAT / RV CAMPER / TRAILER / EXTRA CARS AND TOYS**Property has 2 Electric Transformers, Cable and Telephone, at the Property**Serviced by Well and Septic**Desired and Excellent LOCATION, LOCATION, LOCATION: 1) for Convenient Access to Route 152, Route 24, Route 7, Route 40, and Interstate 95, to Aberdeen Proving Grounds, to All Harford County Towns and Popular Area Attractions and Places, to Baltimore, and to More, and 2) Serviced by the FALLSTON HIGH and FALLSTON MIDDLE SCHOOLS**COME TAKE A LOOK – EASY TO SEE WITH PRE-SCHEDULED APPOINTMENT**NO TRESPASSING - DO NOT ENTER ON THE PROPERTY WITHOUT AN APPROVED APPOINTMENT AND WITHOUT THE L/B PRESENT**Statement of Purchase Ability Required For Showing Appointment Approval**Sold As-Is**Proof of Cash, Cash-Like Funds, Private Financing, and Seller Addendum Required w/Contract Offer**A QUICK SETTLEMENT IS AVAILABLE**MUCH MORE!!!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Excellent
- New construction: Yes
Materials
- Foundation: Block
- Construction materials: Other
Type & Style
- Home type: SingleFamily
- Property subType: Farm
Interior
Appliances
- Appliances included: Water Heater
Basement
- Has basement: Yes
- Basement: Other
Features
- Finished area above ground: 1
Heating & Cooling
- Heating features: Other
- Cooling features: Other
Interior Area
- Total structure area: 1
- Total interior livable area: 1 sqft
Property
Accessibility
- Accessibility features: Other
Details
- Parcel number: 1301083414
- Zoning: RESIDENTIAL
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Has view: Yes
- View description: Creek/Stream,Trees/Woods
- Has water view: Yes
- Water view: Creek/Stream
- Horses can be raised: Yes
Lot
- Lot size: 20.59 Acres
- Features: Year Round Access,Wooded,Stream/Creek,Premium,Private,Hunting Available,Rural
Parking
- Parking features: Driveway,Other
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,527 | $30,324 |
| Home Insurance * | $174 | $2,088 |
| Property Taxes | $345 | $4,140 |
| Electricity | $281 | $3,374 |
| Total | $3,327 | $39,924 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-18 | Price change | $549,900 |
| 2026-01-15 | Price change | $574,900 |
| 2025-11-13 | Price change | $599,900 |
| 2025-10-27 | Listed for sale | $624,900 |
| 2025-10-27 | Listing removed | $624,900 |
| 2025-10-16 | Price change | $624,900 |
| 2025-08-08 | Price change | $649,900 |
| 2025-06-13 | Listed for sale | $674,900 |
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