538 Oil Mill Rd #8, Martin, GA, 30557
About This Home
100% Complete New construction! No subdivision no HOA! Minutes to downtown Lavonia. The Autumn plan features 4 Bedrooms and 2.5 Baths. This open floor plan features a wood burning fireplace with brick hearth in the vaulted family room. Separate Dining/Flex room. Family room is open to the kitchen and dining! Kitchen has a LARGE island, granite countertops and custom cabinetry. Master suite has a private bath with soaking tub, separate shower and double vanities. Builder contributes $4000 to closing costs with use of preferred lender. Qualifies for 100% USDA financing.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Under Construction
- New construction: Yes
- Year built: 2025
Materials
- Foundation: Slab
- Roof: Composition
- Construction materials: Brick,Concrete
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Water Heater,Microwave,Oven/Range (Combo)
- Laundry features: In Hall
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bedrooms: 4
Dining Room
- Features: Separate Room
Features
- Double Vanity,High Ceilings,Separate Shower,Soaking Tub,Tray Ceiling(s),Vaulted Ceiling(s),Walk-In Closet(s)
- Window features: Double Pane Windows
- Flooring: Laminate
- Number of fireplaces: 1
- Fireplace features: Factory Built
- Fireplace: Yes
- Attic: Pull Down Stairs
- Finished area below ground: 0
- Finished area above ground: 2,200
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Ceiling Fan(s),Heat Pump
Interior Area
- Total structure area: 2,200
- Total interior livable area: 2,200 sqft
Kitchen
- Features: Breakfast Bar,Breakfast Room,Kitchen Island,Solid Surface Counters,Walk-in Pantry
Property
Details
- Parcel number: 069A 009K
Features
- Levels: Two
- Stories: 2
- Patio & porch: Patio,Porch
Lot
- Lot size: 1 Acres
- Features: Level,Private
Parking
- Parking features: Attached,Garage
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Ice Storm
- Lightning
- Tornado
- Cold Wave
- Earthquake
- Inland Flooding
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Georgia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,769 | $21,228 |
| Home Insurance * | $234 | $2,808 |
| Property Taxes | $207 | $2,484 |
| Electricity | $219 | $2,637 |
| Total | $2,429 | $29,148 |
Income You'd Need if You Spent...
Georgia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-10 | Price change | $349,900 |
| 2025-10-27 | Listed for sale | $354,900 |
View on Zillow