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521 Affirmed Ave, Union, KY, 41091

5beds
6baths
0sqft
$2,665,000
--price/sqft
$16,462/moest. monthly cost
$658,480/yrincome needed

About This Home

NEW BUILD: 2025 Home Show Showcase Home! Designed around the power of five: 5 oversized garage spaces, 5 spacious bedrooms, 5 full baths (plus a half). Set on more than an acre with sweeping views of Triple Crown golf course hole #4 and the lake. Enjoy a covered deck with outdoor fireplace, perfect for year-round living. Inside, discover soaring ceilings, Bosch appliances, a spa-inspired primary suite, a grilling deck, and a huge walk-through pantry. The lower level is built for entertaining w/stunning bar area and ample gathering space, plus room to add a golf simulator. Located just steps from the new Publix and Triple Crown's premier amenities:luxury, lifestyle, and location in one exceptional home.

Getting Around

30
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

9/10
8/10
Gray Middle SchoolGrades 6-82.5 mi
9/10
Larry A. Ryle High SchoolGrades 9-122.5 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Poured Concrete
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Transitional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Convection Oven,Dishwasher,Disposal,Refrigerator
  • Laundry features: Main Level

Basement

  • Has basement: Yes

Bathroom2

  • Level: First
  • Area: 55
  • Dimensions: 11 x 5

Bathroom3

  • Level: First
  • Area: 108
  • Dimensions: 12 x 9

Bathroom4

  • Level: First
  • Area: 42
  • Dimensions: 7 x 6

Bathroom4

  • Level: Lower
  • Area: 72
  • Dimensions: 6 x 12

Bathroom5

  • Level: Lower
  • Area: 84
  • Dimensions: 12 x 7

Bedroom2

  • Level: First
  • Area: 180
  • Dimensions: 12 x 15

Bedroom3

  • Level: First
  • Area: 252
  • Dimensions: 18 x 14

Bedroom4

  • Level: Lower
  • Area: 240
  • Dimensions: 15 x 16

Bedroom5

  • Level: Lower
  • Area: 306
  • Dimensions: 17 x 18

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Area: 272
  • Dimensions: 17 x 16

Dining Room

  • Level: Lower
  • Area: 272
  • Dimensions: 17 x 16

Entry

  • Level: First
  • Area: 361
  • Dimensions: 19 x 19

Features

  • Kitchen Island,Walk-In Closet(s),Storage,Stone Counters,Pantry,Open Floorplan,Entrance Foyer,Eat-in Kitchen,Double Vanity,Crown Molding,Beamed Ceilings,Butler's Pantry,High Ceilings,Recessed Lighting,Vaulted Ceiling(s),Wet Bar,Master Downstairs
  • Door features: Pocket Door(s),Multi Panel Doors
  • Number of fireplaces: 2
  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: Central Air

Kitchen

  • Level: First
  • Area: 255
  • Dimensions: 17 x 15

Laundry

  • Level: First
  • Area: 117
  • Dimensions: 13 x 9

Living Room

  • Level: First
  • Area: 361
  • Dimensions: 19 x 19

Office

  • Level: First
  • Area: 132
  • Dimensions: 12 x 11

Other

  • Level: Lower
  • Area: 726
  • Dimensions: 22 x 33

Other

  • Level: First
  • Area: 120
  • Dimensions: 8 x 15

Other

  • Features: See Remarks
  • Level: Lower
  • Area: 357
  • Dimensions: 17 x 21

Primary Bath

  • Level: First
  • Area: 209
  • Dimensions: 19 x 11

Primary Bedroom

  • Level: First
  • Area: 425
  • Dimensions: 17 x 25

Property

Details

  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Deck
  • Exterior features: Private Yard,Balcony,Lighting
  • Has view: Yes
  • View description: Golf Course
  • On waterfront: Yes
  • Waterfront features: Waterfront

Lot

  • Features: On Golf Course
  • Lot size dimensions: of record

Parking

  • Total spaces: 5
  • Parking features: Attached,Garage,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 5
  • Covered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Lightning
Strong Wind
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $13,475$161,700
Home Insurance *$968$11,616
Property Taxes $1,865$22,380
Electricity $154$1,850
Total$16,462$197,544
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$564,411/yr
40% on housing$493,860/yr
45% on housing$438,986/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 41091$207
Boone County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 41091$186
Boone County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Price change$2,665,000
2026-01-14Price change$2,670,000
2025-10-27Listed for sale$2,675,000

New Construction

AgentDonna Berling
BrokerageHuff Realty - Florence

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