See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

40 Public Sq, Blue Rapids, KS, 66411

1beds
2baths
--sqft
$265,000
--price/sqft
$2,131/moest. monthly cost
$85,240/yrincome needed

About This Home

Step into a piece of Kansas history with this beautifully preserved 1904 limestone building, located on the charming Public Square. This stately property blends historic character with modern updates, offering flexible mixed use potential for commercial, residential, or hospitality use. The main level boasts a spacious office or retail area with large front windows that provide excellent natural light. Includes a full kitchen, perfect for client entertaining, staff use or conversion into a dining space. The second floor is a fully remodeled 1 bedroom apartment, currently operating as a successful bed and breakfast. Features modern finishes, updated flooring, electrical, plumbing, a full sewer lateral replacement, two separate HVAC systems, TPO Roofing, and so much more. The full basement offers endless potential. This property could continue as a 2 unit bed and breakfast or operate a business downstairs and live or rent upstairs; so much potential! Call Megan Martin today! 785-562-7032

Getting Around

48
WalkingCar-Dependent
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1904

Materials

  • Roof: New,Other
  • Construction materials: Stone

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Water Softener

Basement

  • Basement: Stone/Rock,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Eat-in Kitchen,Pantry
  • Window features: Wood Windows
  • Fireplace features: None

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Property

Features

  • Pool features: None
  • Exterior features: None
  • Fencing: None

Lot

  • Lot size: 1,152 sqft

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Strong Wind
Hail
Ice Storm
Tornado
Winter Weather
Heat Wave
Inland Flooding
Lightning
Wildfire

FEMA Declared Disasters Across Kansas Counties

Snowstorm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,339$16,068
Home Insurance *$380$4,560
Property Taxes $251$3,012
Electricity $161$1,935
Total$2,131$25,572
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,062/yr
40% on housing$63,930/yr
45% on housing$56,826/yr

Kansas FAIR Plan Programs

Kansas All-Industry Placement Facility

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 11,507Commercial: 209
Total Premiums$9.41M
Total Exposure$949,000

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 1.3%
1.3%
0%30.0%
Electricity Growth Rate10-year average: 1.6%
1.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 66411$105
Marshall County$96

vs Homes Sold Last Month

Median $/sqft

ZIP 66411
Marshall County$116

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-01Price change$265,000
2026-03-18Listed for sale$269,000
2026-02-22Pending sale$269,000
2026-01-26Price change$269,000
2025-10-27Listed for sale$275,000

For Sale by Agent

AgentMegan Martin
BrokerageGene Francis & Associates

Similar Homes