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10503 Vista View Dr, Louisville, KY, 40291

3beds
2baths
1,625sqft
$429,900
$265price/sqft
$2,859/moest. monthly cost
$114,360/yrincome needed

About This Home

New construction by Fischer Homes in the beautiful Vista Hills community, , where limited homes remain! This Magnolia plan offers an island kitchen with pantry, upgraded cabinetry, upgraded countertops, and stainless steel appliances. Spacious family room, expands to light-filled morning room. Primary Suite with garden tub, separate shower and walk-in closet. Two secondary bedrooms and hall bath. Two car garage.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

7/10
Bates Elementary SchoolGrades K-52.9 mi
3/10
Newburg Middle SchoolGrades 6-87.9 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom

  • Level: First
  • Area: 100
  • Dimensions: 10.00 x 10.00

Bedroom

  • Level: First
  • Area: 100
  • Dimensions: 10.00 x 10.00

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Breakfast Room

  • Level: First
  • Area: 143
  • Dimensions: 11.00 x 13.00

Family Room

  • Level: First
  • Area: 336
  • Dimensions: 16.00 x 21.00

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,625

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,625
  • Total interior livable area: 1,625 sqft

Kitchen

  • Level: First
  • Area: 132
  • Dimensions: 11.00 x 12.00

Primary Bedroom

  • Level: First
  • Area: 234
  • Dimensions: 18.00 x 13.00

Property

Details

  • Parcel number: 405500200000

Features

  • Stories: 1
  • Patio & porch: Patio
  • Fencing: None

Lot

  • Lot size: 8,712 sqft
  • Lot size dimensions: 60 x 150

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,173$26,076
Home Insurance *$228$2,736
Property Taxes $304$3,648
Electricity $154$1,850
Total$2,859$34,308
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,022/yr
40% on housing$85,770/yr
45% on housing$76,240/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$265This listing

vs Other Active Listings

Avg $/sqft

ZIP 40291$170
Jefferson County$144

vs Homes Sold Last Month

Median $/sqft

ZIP 40291$169
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Price change$449,900
2026-03-31Price change$456,075
2025-10-28Listed for sale$455,151

New Construction

AgentAl A Hencheck
BrokerageHMS Real Estate

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