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2792 Skinner Settlement Rd, Camden, NY, 13316

2beds
1baths
768sqft
$232,000
$302price/sqft
$1,885/moest. monthly cost
$75,400/yrincome needed

About This Home

Charming Country retreat! This meticulously maintained home boast a plethora of updates, making it virtually indistinguishable from a new build. Nestled just off the snowmobile trail, you'll enjoy serene seclusion while being conveniently located close to Camden and Rome. The sprawling .69 acre property features a spacious detached garage, two additional storage sheds, and a fenced in back yard perfect for the outdoor enthusiasts. Don't miss this incredible opportunity to own a beautiful country home in a picturesque setting!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

7/10
Camden Middle SchoolGrades 5-82.6 mi
4/10
Camden Senior High SchoolGrades 9-122.8 mi
6/10
Camden Elementary SchoolGrades PK-42.6 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1953

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Log Siding,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Electric Range,Electric Water Heater,Microwave
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Separate/Formal Living Room,Country Kitchen,Bedroom on Main Level
  • Flooring: Carpet,Laminate,Tile,Varies

Heating

  • Heating features: Oil,Forced Air

Interior Area

  • Total structure area: 768
  • Total interior livable area: 768 sqft

Property

Details

  • Parcel number: 30308911000000020280000000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Blacktop Driveway

Lot

  • Lot size: 0.69 Acres
  • Features: Irregular Lot
  • Lot size dimensions: 228 x 132

Parking

  • Total spaces: 4
  • Parking features: Detached,Garage,Other
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Cold Wave
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters in Oneida County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,173$14,076
Home Insurance *$132$1,584
Property Taxes $334$4,008
Electricity $246$2,954
Total$1,885$22,620
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,628/yr
40% on housing$56,550/yr
45% on housing$50,266/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.9%
3.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$302This listing

vs Other Active Listings

Avg $/sqft

ZIP 13316$113
Oneida County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 13316$143
Oneida County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$240,000
2026-04-29Listing removed$240,000
2025-10-28Listed for sale$240,000

For Sale by Agent

AgentStephanie Wickham
BrokerageMonarch Family Realty Inc.

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