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201 Martinat Dr NE #2, Morganton, NC, 28655

3beds
2baths
1,334sqft
$279,900
$210price/sqft
$1,867/moest. monthly cost
$74,680/yrincome needed

About This Home

PRE CONSTRUCTION off frame modular 1334 square foot home. just minutes away from the heart of downtown Valdese, where a diverse array of shopping, dining, and entertainment options await. Convenience is paramount with this property, as it boasts easy access to major thoroughfares like US-70 and I-40, ensuring a seamless commute to nearby cities or a swift escape for weekend adventures in the stunning Blue Ridge Mountains. Easy Walk to Dountown 3BR/2Bath Off Frame Modular 1,334 Square Feet 9' Smooth Ceilings 2"x6" Exterior Walls 16" On Center 2"x10" Floor Joists 16" On Center R38/19/30 Insulatioin Package Insulated Single-Hung Windows 7/12 Roof 30 Year Architectural Shingles LVP Flooring Throughout except 25oz Carpet in Bedrooms Stainless Steel Appliances Block/Stucco Foundation 6'x12' Covered Wooden Front Porch & 4'x4' Wooden Back Deck Ceramic Backsplash in Kitchen & Baths Heat Pump

Getting Around

38
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

5/10
Valdese ElementaryGrades PK-50.8 mi
4/10
Heritage MiddleGrades 6-81.9 mi
8/10

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Crawl Space
  • Construction materials: Vinyl

Other

  • Builder model: the birch hbs
  • Builder name: endeavour homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Modular

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,Inside,Main Level

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Features

  • Flooring: Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,334

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,334
  • Total interior livable area: 1,334 sqft

Primary Bedroom

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 2743248909
  • Zoning: MID
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.96 Acres
  • Features: Wooded

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Tornado

FEMA Declared Disasters in Burke County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,415$16,980
Home Insurance *$110$1,320
Property Taxes $142$1,704
Electricity $200$2,405
Total$1,867$22,404
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,011/yr
40% on housing$56,010/yr
45% on housing$49,786/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$210This listing

vs Other Active Listings

Avg $/sqft

ZIP 28655$184
Burke County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 28655$177
Burke County$195

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-28Listed for sale$279,900

New Construction

AgentMark Cox
BrokerageN C Land and Lots LLC

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