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4508 S Wheat Mill Path, Stillwater, OK, 74074

3beds
2baths
1,113sqft
$269,825
$242price/sqft
$1,994/moest. monthly cost
$79,760/yrincome needed

About This Home

The St. Martin Floorplan, Lot #4 Elevation B, is approximately 30 days from completion. This thoughtfully designed home blends comfort, functionality, and style, with standout features including an open layout, a spacious great room that flows seamlessly into the dining area and kitchen, and a private primary suite tucked away for a quiet retreat. A practical two-car garage and efficient use of space throughout add to the home’s everyday livability. Every Dalamar home is built with quality and comfort in mind, featuring high-end standard finishes like 10-foot ceilings, 8-foot interior doors, a coffered ceiling in the primary suite or great room, 7 1/4-inch baseboards, and granite or quartz countertops—delivering an elevated, more custom feel than you typically expect in a new construction home.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

7/10
9/10
Stillwater Middle SchoolGrades 6-74.8 mi
9/10
Stillwater High SchoolGrades 10-124.8 mi

Construction

Condition

  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick Veneer,Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Oven,Cooktop,Dishwasher,Disposal

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,113
  • Total interior livable area: 1,113 sqft

Property

Details

  • Parcel number: 18N03E0649H2420020004
  • Zoning description: RT Planned Stillwater

Features

  • Levels: One
  • Stories: 1
  • Fencing: None

Lot

  • Lot size: 0.60 Acres
  • Features: .60 acres
  • Lot size dimensions: 155 x 167

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Hail
Ice Storm
Tornado
Winter Weather
Drought
Heat Wave
Strong Wind
Wildfire

FEMA Declared Disasters in Payne County and Oklahoma

Fire
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,364$16,368
Home Insurance $313$3,756
Property Taxes $173$2,076
Electricity $144$1,732
Total$1,994$23,928

Income You'd Need if You Spent...

35% on housing$68,365/yr
40% on housing$59,820/yr
45% on housing$53,173/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.0%
-2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$242This listing

vs Other Active Listings

Avg $/sqft

ZIP 74074$180
Payne County$148

vs Homes Sold Last Month

Median $/sqft

ZIP 74074$169
Payne County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Listed for sale$269,825
2026-04-27Listing removed$269,825
2025-10-28Listed for sale$269,825
2025-03-20Sold$36,000

For Sale by Agent

AgentLori Liston
BrokerageKW Local, Keller Williams Realty

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