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896-894 Main Rd, Tiverton, RI, 02878

3beds
3baths
2,512sqft
$649,000
$258price/sqft
$4,580/moest. monthly cost
$183,200/yrincome needed

About This Home

Unique mixed-use lot in Tiverton’s Neighborhood Business zone near Route 24 featuring a 3-bedroom, 3-bath Cape-style home set back from the road with a detached garage, plus a freestanding 392 sq ft commercial building positioned near Main Road. Zoned NB for flexibility in live/work or business use. Excellent visibility, easy access, and strong investment potential for those seeking a residence with business frontage.

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

6/10
Pocasset SchoolGrades PK-40.9 mi
6/10
Tiverton Middle SchoolGrades 5-82.6 mi
8/10
Tiverton High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Shingles,Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Oven/Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full,Interior and Exterior,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Plumbing (Mixed),Insulation (Unknown)
  • Flooring: Ceramic Tile,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Tile,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 830
  • Finished area above ground: 1,682

Heating & Cooling

  • Heating features: Oil,Forced Water
  • Cooling features: None

Interior Area

  • Total structure area: 1,682
  • Total interior livable area: 2,512 sqft

Property

Details

  • Parcel number: 896894MAINRDTIVR
  • Zoning: NB

Features

  • Patio & porch: Deck,Patio

Lot

  • Lot size: 1.42 Acres

Parking

  • Total spaces: 7
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,281$39,372
Home Insurance *$323$3,876
Property Taxes $465$5,580
Electricity $511$6,139
Total$4,580$54,960
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$157,028/yr
40% on housing$137,400/yr
45% on housing$122,133/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$258This listing

vs Other Active Listings

Avg $/sqft

ZIP 02878$275
Newport County$549

vs Homes Sold Last Month

Median $/sqft

ZIP 02878$315
Newport County$380

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-28Listed for sale$649,000

For Sale by Agent

AgentJames Holland
BrokerageT. L. Holland Agency

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