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402 N 4th St, Jay, OK, 74346

10beds
4baths
0sqft
$450,000
--price/sqft
$2,906/moest. monthly cost
$116,240/yrincome needed

About This Home

This corner lot investment property features four tenant occupied units across three buildings: two single family homes and one duplex. The duplex and one of the single family homes were constructed within the last two years. All units are currently occupied providing immediate cash flow for investors. Situated on a spacious corner lot, this multi-unit setup presents a rare opportunity to own a residential portfolio in a single location. All units have laundry within the units.

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

6/10
Jay Elementary SchoolGrades PK-30.5 mi
7/10
Jay Middle SchoolGrades 7-80.6 mi
3/10
Jay High SchoolGrades 9-120.6 mi

Construction

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 10
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Ground Floor,Laundry
  • Finished area above ground: 3,425

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 3,425

Property

Details

  • Lease amount: 0

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Tornado
Cold Wave
Heat Wave
Inland Flooding
Lightning
Wildfire
Winter Weather
Drought

FEMA Declared Disasters in Delaware County and Oklahoma

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance $296$3,552
Property Taxes $191$2,292
Electricity $144$1,732
Total$2,906$34,872

Income You'd Need if You Spent...

35% on housing$99,634/yr
40% on housing$87,180/yr
45% on housing$77,493/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 5.0%
5.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 74346$343
Delaware County$229

vs Homes Sold Last Month

Median $/sqft

ZIP 74346
Delaware County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-28Listed for sale$450,000
2026-03-23Listing removed$450,000
2025-10-29Listed for sale$450,000

For Sale by Agent

AgentDani Edwards
BrokerageTeam W Real Estate, LLC

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