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LOT 4 E Cedar Ridge Ln, Bloomfield, IN, 47424

3beds
2baths
2,506sqft
$389,000
$155price/sqft
$2,823/moest. monthly cost
$112,920/yrincome needed

About This Home

Proposed Construction! Exclusive Residential Opportunity: Prestigious New Construction on Expansive 1.73-Acre Parcel Distinguished property situated in a serene locale, offering unparalleled convenience for professionals associated with Crane, Bloomington, and Bloomfield. This meticulously designed residence encompasses 2,506 square feet of refined living space, complemented by a substantial 25' x 24' garage. Distinctive Features include Comprehensive Customization Options, Public Water Infrastructure, Midwest Natural Gas Connectivity, Impressive Cathedral Ceiling, Elegant Gas Fireplace, Artisan Amish-Crafted Cabinetry, Quartz Countertops, Custom Pantry, Exterior Soffit Illumination. Master Suite Amenities include a generous 12x10 Walk-in Closet, Spa-Inspired Bathroom, Refined Tiled Shower, Elegant Soaking Tub. Additional Residential Provisions include Secondary Bedrooms with Interconnected Jack & Jill Bathroom, Strategically Positioned Laundry Facility with Dedicated Folding Area and Integrated Laundry Sink. Outdoor Living Spaces: Expansive Deck, Charming Covered Front Porch, Picturesque Natural Surroundings and Potential Wildlife Observation Opportunities. Prospective residents are invited to schedule an exclusive consultation to explore this exceptional new construction opportunity. Limited availability! Call today so you still have the opportunity to add your personal touch! Description is based on current plans and client will have options to personalize home.

Getting Around

59
WalkingSomewhat Walkable
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

7/10
3/10
Bloomfield Middle SchoolGrades 6-80.5 mi
5/10

Construction

Condition

  • Year built: 2025

Materials

  • Roof: Asphalt
  • Construction materials: Brick,Stone,Vinyl Siding,Wood Siding,Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Electric Dryer Hookup,Sink,Main Level,Washer Hookup

Basement

  • Basement: Crawl Space,Block

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: Main
  • Area: 187

Features

  • Vaulted Ceiling(s),Walk-In Closet(s),Open Floorplan,Stand Up Shower,Tub and Separate Shower,Main Level Bedroom Suite
  • Flooring: Laminate,Other
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,506

Heating & Cooling

  • Heating features: Electric,Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,506
  • Total interior livable area: 2,506 sqft

Kitchen

  • Level: Main
  • Area: 198

Living Room

  • Level: Main
  • Area: 510

Property

Details

  • Parcel number: 281022000047.029004

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch Covered
  • Fencing: None

Lot

  • Lot size: 1.77 Acres
  • Features: Level,Sloped,Wooded,Rural Subdivision

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Gravel
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Winter Weather
Earthquake
Hail
Heat Wave
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,966$23,592
Home Insurance *$428$5,136
Property Taxes $200$2,400
Electricity $229$2,756
Total$2,823$33,876
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,788/yr
40% on housing$84,690/yr
45% on housing$75,280/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.9%
-2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$155This listing

vs Other Active Listings

Avg $/sqft

ZIP 47424$106
Greene County$102

vs Homes Sold Last Month

Median $/sqft

ZIP 47424
Greene County$107

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-29Listed for sale$389,000

For Sale by Agent

AgentRonita Walcott
BrokerageEvergreen Real Estate & Auctions

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