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3460 Wild Oak Bay Blvd APT 143, Bradenton, FL, 34210

2beds
2baths
1,427sqft
$435,000
$305price/sqft
$3,117/moest. monthly cost
$124,680/yrincome needed

About This Home

MILLION DOLLAR VIEWS, WITHOUT THE MILLION DOLLAR PRICE TAG!! True waterfront living in the highly sought-after Bayside Terraces at Wild Oak Bay. This beautifully maintained 2-bedroom, 2-bath residence offers stunning southwest bayside exposure and the perfect blend of low maintenance, privacy, and coastal convenience. BREATHTAKING SUNSET VISTAS... perfect for evening cocktails or morning coffee. Inside, you’ll find a spacious and open layout with a thoughtful design. Once you walk in the front door your eyes will immediately catch the direct sightline to endless water views. Separate yourself from the rest in this building, with a unique staggered design that maximizes your water views and privacy. Featuring expansive bayside sliders and additional windows in the front of the unit, this combo fills the home with natural light and frames those million dollar views. Even the upgraded shiplap ceiling adds a nice coastal touch too. The functional and open layout seamlessly blends the kitchen, dining, and living areas together, while the primary suite is located in the back of the home for maximum privacy. More water views from the primary suite too... Everything together creates an inviting atmosphere ideal for relaxing or entertaining, while recent system upgrades provide peace of mind and modern efficiency. Including a 2024 tile roof, 2024 HVAC system, and 2023 LG ThinQ stacked washer and dryer. The kitchen is equipped with a reverse osmosis water purification system and plenty of cabinet space to work with. And to top it off, the bayside windows are protected with a special UV solar film. But that's not all, the 8 foot sliding doors come fully equipped with a custom remote-controlled privacy sunshade. Exterior metal hurricane shutters on the bayside exposure and a proper elevation, add another layer of protection and security. No flooding inside of the unit from prior storms. Enjoy a true Florida lifestyle with sandy beach access perfect for launching kayaks and paddle boards, along with a heated bayside pool and whirlpool spa reserved exclusively for residents of Bayside Terraces. You even have an additional storage area underneath the unit... plenty of space for your bikes, kayaks, and paddle boards. This elevated waterfront community is known for its lush tropical setting, peaceful atmosphere, and prime location near some of the area’s top attractions. Ideally situated just minutes from IMG Academy Golf Club, Bradenton Tennis Center, and nearby pickle ball facilities, the property also offers convenient access to the world-famous beaches of Anna Maria Island, downtown Sarasota, The John and Mable Ringling Museum of Art, Bayfront Park, and Sarasota-Bradenton International Airport. Whether you're looking for your new Florida home or just want a place to get away from time to time, this unit provides a flexible lifestyle. COME SEE FOR YOURSELF TODAY!

Getting Around

8
WalkingCar-Dependent
0
TransitNo Nearby Transit
27
BikeSomewhat Bikeable

Schools

4/10
2/10
Bayshore High SchoolGrades 9-121.4 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 1984

Materials

  • Foundation: Raised
  • Roof: Membrane,Tile
  • Construction materials: Block,Stucco

Other

  • Builder model: Alhambra
  • Builder name: Terraces Housing Corp - Neal + Neal

Type & Style

  • Home type: Condo
  • Architectural style: Elevated,Florida,Mediterranean
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Water Heater,Exhaust Fan,Microwave,Range,Refrigerator,Washer
  • Laundry features: In Kitchen,Laundry Closet

Balcony Porch Lanai

  • Level: First
  • Area: 120
  • Dimensions: 6x20

Bathroom2

  • Features: Tub With Shower
  • Level: First
  • Area: 35.5
  • Dimensions: 5x7.1

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 173.65
  • Dimensions: 11.5x15.1

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Living Room/Dining Room Combo,Open Floorplan,Solid Surface Counters,Walk-In Closet(s)
  • Door features: Outdoor Shower,Sliding Doors
  • Window features: Blinds,Window Treatments,Hurricane Shutters
  • Flooring: Carpet,Concrete,Engineered Hardwood,Tile

Florida Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Area: 200
  • Dimensions: 10x20

Foyer

  • Level: First
  • Area: 29.12
  • Dimensions: 5.6x5.2

Great Room

  • Level: First
  • Area: 351.86
  • Dimensions: 14.6x24.1

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,557
  • Total interior livable area: 1,427 sqft

Kitchen

  • Features: Ceiling Fan(s),Pantry,Built-in Features
  • Level: First
  • Area: 165.36
  • Dimensions: 10.4x15.9

Primary Bathroom

  • Features: Shower No Tub
  • Level: First
  • Area: 35.5
  • Dimensions: 5x7.1

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 184.22
  • Dimensions: 12.2x15.1

Property

Details

  • Parcel number: 6147355157
  • Zoning: PDR
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: Gunite,Heated,In Ground,Lighting,Outside Bath Access,Self Cleaning
  • Patio & porch: Covered,Front Porch,Porch,Rear Porch
  • Exterior features: Balcony,Gray Water System,Lighting,Outdoor Shower,Rain Gutters,Storage
  • Has spa: Yes
  • Spa features: Heated,In Ground
  • Has view: Yes
  • View description: Water,Bay/Harbor - Full
  • Has water view: Yes
  • Water view: Water,Bay/Harbor - Full
  • On waterfront: Yes
  • Waterfront features: Waterfront,Bay/Harbor,Bay/Harbor Access
  • Waterbody name: SARASOTA BAY
  • Residential vegetation: Mature Landscaping,Oak Trees,Trees/Landscaped,Wooded

Lot

  • Features: FloodZone,In County,Level,Near Golf Course,Unincorporated

Parking

  • Total spaces: 1
  • Parking features: Common,Covered,Guest,Off Street,Reserved
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Tornado
Inland Flooding
Tsunami

FEMA Declared Disasters in Manatee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,199$26,388
Home Insurance *$120$1,440
Property Taxes $601$7,212
Electricity $197$2,366
Total$3,117$37,404
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,868/yr
40% on housing$93,510/yr
45% on housing$83,120/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$305This listing

vs Other Active Listings

Avg $/sqft

ZIP 34210$291
Manatee County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 34210$289
Manatee County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Listed for sale$440,000
2026-05-10Listing removed--
2026-04-25Price change$440,000
2026-04-12Price change$470,000
2026-03-12Listed for sale$488,000
2020-04-01Sold$325,000
2020-02-26Pending sale$335,000
2020-02-25Price change$335,000
2020-02-11Price change$340,000
2020-01-29Price change$345,000
2019-12-12Price change$350,000
2019-11-18Price change$360,000
2019-11-11Listed for sale$370,000
2003-02-26Sold$275,000
1999-07-02Sold$160,000

For Sale by Agent

AgentMichael Cook
BrokerageFINE PROPERTIES

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