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120 Westwood Cir, Athens, TN, 37303

4beds
3baths
2,928sqft
$400,000
$137price/sqft
$3,201/moest. monthly cost
$128,040/yrincome needed

About This Home

Welcome to 120 Westwood Circle in Athens, Tennessee, a spacious and flexible two-story, 4-bedroom, 2.5-bath home for sale in McMinn County, TN —perfect for buyers searching for a family-friendly home in the Athens, Tennessee area with multiple living areas and a home office. This single-family home offers large rooms, generous closet space, and a thoughtful layout designed for modern living. The main level features both formal and informal dining areas, ideal for entertaining or everyday meals, as well as a dedicated home office, a highly sought-after feature for those working remotely. Multiple living spaces set this home apart, including a comfortable main-level living room and an additional upstairs bonus living area, making it an excellent choice for homeowners needing space to spread out. This flexible design appeals to buyers searching for a 4-bedroom home in Athens TN with a bonus room or large home in McMinn County. Outside, the fenced backyard provides privacy and functionality—perfect for pets, children, gardening, or outdoor entertaining. Conveniently located near downtown Athens, local schools, shopping, and major roadways, this property offers easy access to everything McMinn County and East Tennessee have to offer while maintaining a quiet residential setting. If you're searching for a move-in ready home for sale in Athens, Tennessee, 120 Westwood Circle is a must-see.

Getting Around

46
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Asphalt,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Free-Standing Range,Microwave,Refrigerator
  • Laundry features: Laundry Room,Upper Level

Bathroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Den

  • Level: Second

Dining Room

  • Level: First

Features

  • Double Vanity,Eat-in Kitchen,Pantry,Recessed Lighting,Walk-In Closet(s),Sitting Area,Breakfast Nook,Separate Dining Room
  • Window features: Insulated Windows,Vinyl Frames
  • Flooring: Carpet,Laminate,Vinyl
  • Finished area above ground: 2,928

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Dual

Interior Area

  • Total structure area: 2,928
  • Total interior livable area: 2,928 sqft

Kitchen

  • Level: First

Laundry

  • Level: Second

Living Room

  • Level: First

Master Bathroom

  • Level: Second

Master Bedroom

  • Level: Second

Office

  • Level: First

Other

  • Level: First

Property

Details

  • Parcel number: 056g A 01200 000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Private Yard
  • Fencing: Privacy

Lot

  • Lot size: 0.29 Acres
  • Features: Cul-De-Sac,Level
  • Lot size dimensions: 143 x 115 x irr

Parking

  • Total spaces: 2
  • Parking features: Concrete,Driveway,Garage,Paved,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Earthquake
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance $246$2,952
Property Taxes $696$8,352
Electricity $237$2,854
Total$3,201$38,412

Income You'd Need if You Spent...

35% on housing$109,748/yr
40% on housing$96,030/yr
45% on housing$85,360/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$137This listing

vs Other Active Listings

Avg $/sqft

ZIP 37303$142
McMinn County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 37303$171
McMinn County$170

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Price change$400,000
2026-03-14Price change$420,000
2026-02-03Listed for sale$429,000
2024-02-20Sold$337,070
2023-07-31Sold$34,940
2023-05-19Pending sale$346,680
2023-01-21Listed for sale$346,680

For Sale by Agent

AgentTerry Barnette
BrokerageColdwell Banker Kinard Realty

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