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1428 Ridge Estates Dr, Athens, TN, 37303

4beds
3baths
1,991sqft
$307,000
$154price/sqft
$2,450/moest. monthly cost
$98,000/yrincome needed

About This Home

Nearly new home in the desirable Ridge Estates community in Athens, TN! Built just 3 years ago, this inviting property offers a functional and spacious layout with comfortable living areas, perfect for both everyday living and entertaining. Enjoy a peaceful neighborhood setting while still being conveniently located just minutes from shopping, dining, and easy access to I-75. The home features well-kept interiors, generous natural light, and a welcoming atmosphere throughout. Whether you're a first-time buyer or looking for your next investment, this property offers a wonderful opportunity to enjoy the relaxed East Tennessee lifestyle in a sought-after community.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

--
5/10

Construction

Condition

  • Year built: 2023

Materials

  • Construction materials: Vinyl Siding,Brick,Block,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range

Basement

  • Has basement: Yes
  • Basement: Finished,Slab,None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Walk-In Closet(s),Kitchen Island,Bonus Room
  • Window features: Windows - Vinyl
  • Flooring: Carpet,Vinyl
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central,Heat Pump,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,991
  • Total interior livable area: 1,991 sqft

Property

Details

  • Parcel number: 065J B 024.00

Features

  • Has view: Yes
  • View description: City

Lot

  • Lot size: 7,840 sqft
  • Features: Other,Level
  • Lot size dimensions: 61 x 126

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Cold Wave
Earthquake
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,552$18,624
Home Insurance $189$2,268
Property Taxes $534$6,408
Electricity $175$2,103
Total$2,450$29,400

Income You'd Need if You Spent...

35% on housing$84,000/yr
40% on housing$73,500/yr
45% on housing$65,333/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$154This listing

vs Other Active Listings

Avg $/sqft

ZIP 37303$142
McMinn County$164

vs Homes Sold Last Month

Median $/sqft

ZIP 37303$171
McMinn County$170

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$329,000
2026-03-23Listed for sale$335,000
2023-02-23Sold$296,785
2023-01-12Pending sale$303,785
2022-10-14Listed for sale$303,785

For Sale by Agent

AgentOsvaldo Ferrer
BrokerageNextHome Valley Realty

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