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3241 Loam Ln, Richmond, TX, 77406

2beds
3baths
1,331sqft
$299,900
$225price/sqft
$2,349/moest. monthly cost
$93,960/yrincome needed

About This Home

Brand new, never live-in, beautiful 2 bedrooms, 2.5 bath home offers an open, light-filled layout with warm finishes and thoughtful design throughout. Upstairs is a huge patio perfect for relaxing or entertaining. This outdoor space feels like an extension of the home and is ideal for morning coffee or evening wind-downs. Enjoy a community built around nature, a community farm, lake activities, and Indigo Commons with shops, dining and neighborhood events just steps away. Zoned to top-rated Fort Bend ISD and ideally located near Grand Parkway, Westpark Tollway, and I-69 for easy commuting. Experience comfort, charm and convenience in one of Richmond's most unique neighborhoods. Room dimensions are approximate, please verify.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
9/10
7/10

Construction

Condition

  • New construction: Yes
  • Year built: 2024

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,Cement Siding

Other

  • Builder name: Empire Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dryer,Refrigerator,Washer,Gas Oven,Microwave,Gas Range,Dishwasher
  • Laundry features: Gas Dryer Hookup,Washer Hookup

Bedroom

  • Level: Second
  • Area: 148.5
  • Dimensions: 13.5 x 11.0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Area: 128.25
  • Dimensions: 13.5 x 9.5

Features

  • Balcony,High Ceilings,2 Bedrooms Up
  • Flooring: Carpet,Tile,Vinyl

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 1,331
  • Total interior livable area: 1,331 sqft

Living Room

  • Level: First
  • Area: 197.1
  • Dimensions: 14.6 x 13.5

Primary Bedroom

  • Level: Second
  • Area: 159.3
  • Dimensions: 13.5 x 11.8

Property

Details

  • Parcel number: 4113010010110907

Features

  • Stories: 2
  • Patio & porch: Patio/Deck,Porch
  • Exterior features: Sprinkler System

Lot

  • Features: Corner Lot,Subdivided,0 Up To 1/4 Acre

Parking

  • Parking features: Additional Parking

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Lightning
Tornado

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$208$2,496
Property Taxes $387$4,644
Electricity $238$2,859
Total$2,349$28,188
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,537/yr
40% on housing$70,470/yr
45% on housing$62,640/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.5%
6.5%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -3.0%
-3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$225This listing

vs Other Active Listings

Avg $/sqft

ZIP 77406$191
Fort Bend County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 77406$169
Fort Bend County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Listed for sale$299,900
2026-06-11Price change$2,100
2026-03-20Price change$2,200
2025-12-18Listed for rent$2,500

New Construction

AgentMaria-Carmen Zavalla
BrokerageREALM Real Estate Professionals - Sugar Land

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