3435 Loam Ln, Richmond, TX, 77406
About This Home
Beautiful two-story home featuring soaring ceilings and an open-concept design that creates a bright and airy feel throughout. The spacious family room is the heart of the home, open to above and overlooked by a versatile upstairs loft, perfect for a secondary living area, game room, or home office. The primary suite is conveniently located on the first floor, offering a private and comfortable retreat, while three additional bedrooms and a full bath are situated upstairs. The kitchen is designed to impress with built-in appliances, a 5-burner cooktop, designer hood vent, and pot and pan drawers, all opening to a separate dining area ideal for hosting and everyday living. Located in the highly desirable Indigo community, residents enjoy a peaceful setting with access to resort-style amenities, scenic surroundings, and convenient proximity to shopping, dining, and major thoroughfares.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- New construction: Yes
- Year built: 2026
Materials
- Foundation: Slab
- Roof: Composition
- Construction materials: Batts Insulation,Blown-In Insulation,Brick,Wood Siding
Other
- Builder name: Highland Homes
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: ENERGY STAR Qualified Appliances,Water Heater,Disposal,Microwave,Gas Cooktop,Dishwasher
- Laundry features: Electric Dryer Hookup,Gas Dryer Hookup,Washer Hookup
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- High Ceilings,Primary Bed - 1st Floor
- Window features: Insulated/Low-E windows
- Flooring: Carpet,Tile
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Ceiling Fan(s),Electric
Interior Area
- Total structure area: 2,184
- Total interior livable area: 2,184 sqft
Kitchen
- Features: Kitchen Island,Kitchen open to Family Room,Pantry,Pots/Pans Drawers
Master Bathroom
- Features: Primary Bath: Double Sinks,Primary Bath: Shower Only
Property
Details
- Parcel number: 4114010080490907
Features
- Stories: 2
- Patio & porch: Covered,Patio/Deck,Porch
- Exterior features: Sprinkler System
- Fencing: Back Yard
Lot
- Features: Subdivided,0 Up To 1/4 Acre
Parking
- Total spaces: 2
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Heat Wave
- Lightning
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,073 | $24,876 |
| Home Insurance * | $285 | $3,420 |
| Property Taxes | $604 | $7,248 |
| Electricity | $239 | $2,877 |
| Total | $3,201 | $38,412 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-10 | Listed for sale | $427,065 |
View on Zillow